Our weekly #CreditChat started in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Each chat is hosted by @Experian on Twitter and all are welcome to participate. DM us any questions.
This week we’ll discuss importance of planning for your end-of-year financial goals in addition to your holiday spending.
Topic: Managing Holiday Spending and Gift-Giving When Products are in Short Supply
When: Wednesday, November 24, 2021 at 3 p.m. ET.
Where: Join the live hashtag discussion.
The panel will include Leslie H. Tayne, Esq: Founder and Managing Director of Tayne Law Group, P.C. (f/k/a The Law Offices of Leslie H. Tayne, P.C.); Beverly Harzog: Credit Card Expert and Consumer Finance Analyst for U.S. News; Lawrence D. Sprung: CFP® President of Mitlin Financial, Inc.; Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian and Christina Roman: Consumer Education and Advocacy Manager at Experian.
Gift Card Giveaway
Enter here for a chance to win a $50 Amazon gift card! We will be announcing a winner at the end of the chat. Entry Period: Raffle open now and closes at the end of this chat at 4 p.m. ET. Complete rules here.
Questions We’ll Discuss:
- Have you started your holiday shopping?
- Are you changing your shopping plans due to supply shortages? If so, how?
- How can a supply shortage affect your budget this year? And how can you plan ahead for it?
- How do you plan to pay for your holiday gifts this year?
- Are you using any of the buy now pay later options this holiday season? If so, how are you going to track and manage your purchases and payments?
- What are some ways to support small businesses this holiday season?
- What kind of gifts can you give that don’t involve shopping at all?
- How can you support charities who may be struggling with supply chain shortages?
- How do you manage expectations around gift giving when things may be more expensive this holiday season?
- Any final tips for those preparing to shop this holiday season?
Check out our complete list of upcoming personal finance Twitter chats here.