Our weekly #CreditChat started in 2012 to help our community learn about credit and important personal finance topics (e.g. saving money, paying down debt, improving credit scores). Each chat is hosted by @Experian on X (formerly Twitter) and all are welcome to participate. DM us any questions.
Dive into Financial Literacy this April! 💰 Join us every Wednesday at 3 p.m. ET for #CreditChat as we explore different aspects of financial literacy during Financial Literacy Month. This week’s chat highlights the importance of budgeting and saving.
Topic: Financial Literacy Month: Budgeting and Saving 101
When: Wednesday, April 10, 2024 at 3 p.m. ET.
Where: Join the live hashtag discussion
The panel will include: Ilyce Glink: Real Estate and Financial Wellness expert, author, speaker, entrepreneur and founder of ThinkGlink.com; Kembala Evans: Financial Coach, author, speaker and founder of Kembala.com; Erika Giovanetti: Loans Expert and Reporter for U.S. News; Laura LaTourette, CFP®: Founder of Family Wealth Management Group; Uziel Gomez, CFP®, AFC®; Fernell Hogan: Founder of HereforGoodTX.com; Rod Griffin: Senior Director, Consumer Education and Advocacy, Experian; Jennifer White: Consumer Education and Advocacy Team, and Christina Roman: Consumer Education and Advocacy Manager at Experian.
Gift Card Giveaway
Enter here for a chance to win a $50 Amazon gift card! We will be announcing a winner at the end of the chat. Entry Period: Raffle open now and closes at the end of this chat at 4 p.m. ET.Complete rules here.
Questions we will discuss:
- Why is it important to establish a budget and how can it help you save?
- What are the key components of a budget?
- What are some mental barriers that keep people from being able to establish and stick to a budget, and what are some tips to overcome those barriers?
- How can you identify money management methods or tracking tools that can help you stick to your budget?
- When establishing a budget for a major purchase or financial obligation, how do you determine what you can afford based on your income and other assets?
- How can one differentiate between needs and wants when creating a budget for effective financial management?
- How do items in your budget change as you age?
- What are some common budgeting mistakes people make, and how can they be avoided?
- What are some strategies for negotiating better deals or discounts to stretch your budget further?
- What is the best budgeting or savings tip you have ever received?
Check out our complete list of upcoming personal finance Twitter chats here.