All posts by Monica Pearson
What is blockchain? Blockchain is beginning to get a lot of attention, so I thought it might be time to figure out what it...
With the most recent guidance newly issued by the Federal Financial Institutions Examination Council (FFIEC) there is renewed conversation about knowledge based authentication. I...
It’s that time of year again – when people all over the U.S. take time away from life’s daily chores and embark upon that...
Last week I attended the Merchant Risk Council’s 2011 MRC Annual e-Commerce Payments & Risk Conference. I presented a session titled “Efficiency and Empowerment...
Let’s face it – not all knowledge based authentication (KBA) is created equal. I, too, have read horror stories of consumers forced to answer questions...
Experian Decision Analytics has recorded increased demand from the marketplace for service integrations with interactive voice response (IVR), a phone technology that allows for...
Anyone keeping tabs on the legal scene would think data breaches are something new, given all of the legislation hitting the floor of Congress,...
Working with clients in the financial sector means keeping an eye toward compliance and regulations like the Gramm-Leach-Bliley Act (GLB), the Fair Credit Reporting...
There are a number of people within the industry heralding the death of knowledge based authentication. To those people I would say, “In my humble...
A few days ago I saw an article about hackers working from Russia, while committing check fraud in the United States. In what those...
In “An ounce of prevention is worth a pound of cure” Kristan Frend touched on the vulnerabilities faced by members of our Armed Services....
In case you’ve never heard of it, a Babel fish is a small translator; that allows a carrier to understand anything said in any...
I received a call on my cell phone the other day. It was my bank calling because a transaction outside of my normal behavior pattern...
There seems to be two viewpoints in the market today about Knowledge Based Authentication (KBA): one positive, one negative. Depending on the corner you...
When a client is selecting questions to use, Knowledge Based Authentication is always about the underlying data – or at least it should be. ...
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