Ecommerce / Retail

Loading...
E-commerce fraud rates spike 33% in 2016...

Has the EMV liability shift caused e-commerce fraud to increase 33% in 2016? According to Experian data, CNP fraud increased with Florida, Delaware, Oregon...

Read More E-commerce fraud rates spike 33% in 2016
Understanding and knowing how to use trended data...

Knowing a consumer’s credit information at a single point in time only tells part of the story. I often hear one of our Experian...

Read More Understanding and knowing how to use trended data
Addressable TV and why financial services companies sh...

Direct mail is not dead, but it’s 2017. Financial services companies need to acknowledge there might be other ways to deliver credit offers and...

Read More Addressable TV and why financial services companies should embrace it
Q&A with industry expert on digital credit market...

As lenders seek to enhance their credit marketing strategies this year, they are increasingly questioning how to split their budgets between digital, direct mail and...

Read More Q&A with industry expert on digital credit marketing
What’s the difference between prescreen and prequalifi...

Prescreen, prequalification and preapproval. The terms sound similar, but lenders beware. These credit solutions are quite different and regulations vary depending on which product...

Read More What’s the difference between prescreen and prequalification in the world of credit?
Auto loan delinquencies extending beyond subprime cons...

There has been a lot of discussion around the auto loan market regarding delinquency rates in the past year. It is a topic Experian...

Read More Auto loan delinquencies extending beyond subprime consumers
Anticipating and growing personal loans in 2017...

Personal loans have been booming for the past couple of years with double-digit growth year-over-year. But the party can’t last forever, right? In a recent...

Read More Anticipating and growing personal loans in 2017
3 ways to enhance your credit marketing efforts...

When you think of criteria for prescreen credit marketing, what comes to mind? Most people will immediately discuss the risk criteria used to ensure...

Read More 3 ways to enhance your credit marketing efforts
Taking your credit marketing strategy from direct mail...

As we enter 2017, it’s no surprise people are buying and selling online and using their mobile devices more than ever. At the close...

Read More Taking your credit marketing strategy from direct mail to digital
Cherish Member Trust – Use Digital Technology like a B...

Using digital technology like a big bank How was your holiday? Are the chargebacks rolling in yet? It’s no secret – digital technology like...

Read More Cherish Member Trust – Use Digital Technology like a Big Bank
Top 5 financial services trends and twists to watch in...

Experian shares five trends and twists coming over the next 12 months, that could push new boundaries and in many cases improve the customer...

Read More Top 5 financial services trends and twists to watch in 2017
A digital world demands digital credit offers...

You know what I love getting in the mail? Holiday cards, magazines, the occasional picturesque catalog. What I don’t open? Credit card offers, invitations...

Read More A digital world demands digital credit offers
Technology-Sharing Is Critical in Preventing Fraud...

Technology sharing can unlock a more effective strategy in fighting fraud. Experian’s multi-layered and risk-based approach to fraud management is discussed as many businesses...

Read More Technology-Sharing Is Critical in Preventing Fraud
Tis’ the season for hefty consumer credit card s...

Let’s play word association. When I say holiday season, what’s the first thing that comes to mind? Childhood memories. Connecting with family. A special...

Read More Tis’ the season for hefty consumer credit card spending
Happy Holidays! You’ve been breached....

Happy holidays! It’s the holiday season and a festive time of year. Colorful lights, comfort food and holiday songs – all of these things...

Read More Happy Holidays! You’ve been breached.