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As net interest margins tighten and commercial real estate concentrations begin to slowly creep back to 2008 levels, financial institutions should consider looking to...

Published: June 9, 2016 by Guest Contributor

A recent study shows that small-business credit conditions remained relatively unchanged in Q1 2016, as delinquency and bankruptcy rates held steady at low levels....

Published: June 2, 2016 by Guest Contributor

According to a national survey by Experian, one in five college grads give their school an “F” in credit education. Additional survey highlights: 69%...

Published: May 26, 2016 by Guest Contributor

HELOC originations continued to benefit from the real-estate recovery and consumer desire to tap into available equity. According to the latest Experian–Oliver Wyman Market...

Published: May 19, 2016 by Guest Contributor

According to a recent Experian survey, the majority of newlyweds say financial responsibility is a key quality in a spouse. Yet many neglect to...

Published: May 12, 2016 by Guest Contributor

This article first appeared in Baseline Magazine Since it is possible for cyber-criminals to create a synthetic person, businesses must be able to differentiate...

Published: May 10, 2016 by Guest Contributor

According to a national survey, many future home buyers do not feel confident about their current credit score status. In fact, 34% of future...

Published: May 5, 2016 by Guest Contributor

Experian’s 2016 Digital Marketer Report reveals the key issues impacting marketers today. 38% of marketers rank knowing customer needs, wants and attitudes as their...

Published: April 28, 2016 by Guest Contributor

When checking access accounts were first introduced, it wasn’t uncommon for banks to provide new customers “basic” transaction services in starter checking accounts. These...

Published: March 22, 2016 by Guest Contributor

With the rapid growth in the number of online marketplace lenders , and projections the field will continue to grow in 2016, winning the...

Published: January 25, 2016 by Guest Contributor

Attract and retain high-value demand deposit accounts The excitement of the new year has ended, and now the big question remains: What will 2016...

Published: January 21, 2016 by Guest Contributor

Driver of success: Mitigate auto lending risk A culture of learning is a key driver of success. Does your risk culture continue to adapt?...

Published: October 8, 2015 by Guest Contributor

Key drivers to auto financial services are speed and precision. What model year is your decisioning system? In the auto world the twin engineering...

Published: October 8, 2015 by Guest Contributor

Key drivers to auto financial services are speed and precision. What model year is your decisioning system? In the auto world the twin engineering...

Published: October 8, 2015 by Guest Contributor

Driver of success: Mitigate auto lending risk A culture of learning is a key driver of success. Does your risk culture continue to adapt?...

Published: September 15, 2015 by Guest Contributor

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Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.

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Contrary to popular belief, Lorem Ipsum is not simply random text. It has roots in a piece of classical Latin literature from 45 BC, making it over 2000 years old. Richard McClintock, a Latin professor at Hampden-Sydney College in Virginia, looked up one of the more obscure Latin words, consectetur, from a Lorem Ipsum passage, and going through the cites of the word in classical literature, discovered the undoubtable source.

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