Financial Services

Are you sure you are making the best consumer credit decisions? Given the constantly evolving market conditions, it is a challenge to keep informed. In...

Published: July 10, 2014 by Matt Tatham

By: Mike Horrocks Living just outside of Indianapolis, I can tell you that the month of May is all about “The Greatest Spectacle in...

Published: June 7, 2014 by Guest Contributor

Both Visa and MasterCard announced their support for Host Card Emulation (HCE) and their intent to release HCE specifications soon. I have been talking...

Published: February 20, 2014 by Cherian Abraham

By: Matt Sifferlen On January 17th, we celebrated the 308th birthday of one of America’s most famous founding fathers, Ben Franklin. I’ve been a...

Published: February 10, 2014 by Guest Contributor

In the days following the Target breach, both clarity and objectivity are in short supply. Everything that didn’t already exist became suddenly the cure-all...

Published: January 14, 2014 by Cherian Abraham

By: Teri Tassara In my blog last month, I covered the importance of using quality credit attributes to gain greater accuracy in risk models. ...

Published: January 10, 2014 by Guest Contributor

When I wrote about Host Card Emulationback in March, it provoked much debate around whether this capability will die on the cutting floor or...

Published: November 7, 2013 by Cherian Abraham

In the 1970s, it took an average of 18 days before a decision could be made on a credit card application. Credit decisioning has...

Published: November 4, 2013 by Cherian Abraham

By: Zach Smith On September 13, the Consumer Financial Protection Bureau (CFPB) announced final amendments to the mortgage rules that it issued earlier this year....

Published: October 18, 2013 by Guest Contributor

TL;DRRead within as to how Touch ID is made possible via ARM’s TrustZone/TEE, and why this matters in the context of the coming Apple’s...

Published: October 2, 2013 by Cherian Abraham

By: Matt Sifferlen I recently read interesting articles on the Knowledge@Wharton and CNNMoney sites covering the land grab that’s taking place among financial services startups...

Published: September 25, 2013 by Guest Contributor

Isis has had a slew of announcements – about an impending national rollout and further assertion by both Amex and Chase of their intent...

Published: August 26, 2013 by Cherian Abraham

The desire to return to portfolio growth is a clear trend in mature credit markets, such as the US and Canada. Historically, credit unions...

Published: July 10, 2013 by Andrew Beddoes

There are two core fundamentals of evaluating loan loss performance to consider when generating organic portfolio growth through the setting of customer lending limits....

Published: July 8, 2013 by Andrew Beddoes

Contact information such as phone numbers and addresses are fundamental to being able to reach a debtor, but knowing when to reach out to...

Published: June 10, 2013 by Kelly Ward