Financial Services

It’s that time of year again – when people all over the U.S. take time away from life’s daily chores and embark upon that...

Published: May 31, 2011 by Monica Pearson

By: Kari Michel On March 18th 2011 the Federal Reserve Board approved a rule amending Regulation Z (Truth in Lending) to clarify portions of the...

Published: May 25, 2011 by Guest Contributor

By: Kennis Wong When we think about fraud prevention, naturally we think about mininizing fraud at application. We want to ensure that the identities used...

Published: May 23, 2011 by Guest Contributor

The next time a consumer asks about his or her credit score, consider it an opportunity. Recent changes to the Risk-Based Pricing (RBP) rule...

Published: May 17, 2011 by Guest Contributor

By: Kristan Frend Small business owners appear to be lucrative targets for identity fraud perpetrators, alarming banking institutions, payment processors, and B2B service providers. According to...

Published: May 16, 2011 by Guest Contributor

By: Staci Baker It seems like every time I turn on the TV there is another natural disaster. Tsunami in Japan, tornadoes and flooding in...

Published: May 6, 2011 by Guest Contributor

Last week I attended the Merchant Risk Council’s 2011 MRC Annual e-Commerce Payments & Risk Conference.  I presented a session titled “Efficiency and Empowerment...

Published: April 8, 2011 by Monica Pearson

By: Kristan Frend I was recently pleased to see that the state I reside in, Minnesota finished in the bottom third of a state ranking. ...

Published: March 30, 2011 by Guest Contributor

Well, actually, it isn’t. The better question to ask is when to use knowledge based authentication (KBA). I know I have written before about using it...

Published: March 16, 2011 by Guest Contributor

Application risk management processes for deposits has remained relatively unchanged for decades. Typically, it involves credit bureau data and a secondary check of “debit bureau”...

Published: March 1, 2011 by Chris Ryan

By: Kari Michel In January, Experian announced the inclusion of positive rental data from its RentBureau division into the traditional credit file. This is great...

Published: February 16, 2011 by Guest Contributor

I love a good analogy, and living in Southern California, lately I’ve been thinking a lot about earthquakes, and how lenders might want to...

Published: February 15, 2011 by Kelly Kent

Exciting research leveraging Experian’s fraud analytics and credit risk modeling are now enabling deposit institutions to understand the impacts of first party fraud and...

Published: February 15, 2011 by Chris Ryan

By: Kristan Frend Imagine you’re on the #1 ranked relay swim team at the World Championships and you’re leading off. You finish your leg of...

Published: February 11, 2011 by Guest Contributor

Let’s face it – not all knowledge based authentication (KBA) is created equal. I, too, have read horror stories of consumers forced to answer questions...

Published: February 7, 2011 by Monica Pearson