Credit Lending

Part 2: Common myths about credit risk scores and how to educate consumers In light of what I've heard in the marketplace through the...

Published: October 15, 2012 by Paul Desaulniers

By: Kyle Aiman Let’s face it, debt collectors often get a bad rap.  Sure, some of it is deserved, but the majority of the...

Published: October 10, 2012 by Guest Contributor

By: Mike Horrocks It has been over a year that in Zuccotti Park the Occupy Wall Street crowd made their voices heard.  At the...

Published: October 4, 2012 by Guest Contributor

By: Teri Tassara Negative liquidity, or owing more on your home than its value, has become a much too common theme in the past...

Published: September 20, 2012 by Guest Contributor

What does the mortgage interest rate, currently at an all time low of 3.55% (for 30 yr. fixed), mean for financial institutions? According to...

Published: September 18, 2012 by Kelly Ward

By: Uzma Aziz They say, “a bird in the hand is better than two in the bush” …and the same can be said about customers...

Published: August 20, 2012 by Guest Contributor

By: Ken Pruett The great thing about being in front of customers is that you learn something from every meeting.  Over the years I...

Published: August 19, 2012 by Guest Contributor

Join us Sept 12-13 in New York City for the Finovate conference to check out the best new innovations in financial and banking technology...

Published: August 16, 2012 by Guest Contributor

In this three-part series, Everything you wanted to know about credit risk scores, but were afraid to ask, I will provide a high level...

Published: August 15, 2012 by Paul Desaulniers

By: Mike Horrocks In 1950 Alice Stewart, a British medical professor, embarked on a study to identify what was causing so many cases of...

Published: August 15, 2012 by Guest Contributor

By: Teri Tassara The intense focus and competition among lenders for the super prime and prime prospect population has become saturated, requiring lenders to...

Published: August 10, 2012 by Guest Contributor

Last week, a group of us came together for a formal internal forum where we had the opportunity to compare notes with colleagues, hear...

Published: August 7, 2012 by Matt Ehrlich

The Fed’s Comprehensive Capital Analysis and Review (CCAR) and Capital Plan Review (CapPR) stress scenarios depict a severe recession that, although unlikely, the largest...

Published: August 6, 2012 by Alan Ikemura

The CFPB, the FTC and other regulatory authorities have been building up their presence in debt collections. Are you in the line of fire,...

Published: July 31, 2012 by Bill Butler

Contributed by: David Daukus As the economy is starting to finally turn around albeit with hiccups and demand for new credit picking up, creditors...

Published: July 26, 2012 by