Credit Lending

In a recent article, www.CNNMoney.com reported that Federal Reserve Chairman, Ben Bernanke, said that the pace of recovery in 2010 would be moderate and...

Published: September 24, 2009 by Kelly Kent

Analysis opportunity for vintage analysis Vintage analysis, specifically vintage pools, present numerous useful opportunities for any firm seeking to further understand the risks within specific portfolios....

Published: September 4, 2009 by Kelly Kent

— by Heather Grover I’m often asked in various industry forums to give talks about, or opinions on, the latest fraud trends and fraud...

Published: August 30, 2009 by Guest Contributor

By: Kari Michel Bankruptcies continue to rise and are expected to exceed 1.4 million by the end of this year, according to American Bankruptcy...

Published: August 28, 2009 by Guest Contributor

By: Wendy Greenawalt In my last blog post I discussed the value of leveraging optimization within your collections strategy. Next, I would like to...

Published: August 23, 2009 by Guest Contributor

By: Kari Michel This blog completes my discussion on monitoring new account decisions with a final focus: scorecard monitoring and performance.  It is imperative...

Published: August 18, 2009 by Guest Contributor

By: Kari Michel This blog is a continuation of my previous discussion about monitoring your new account acquisition decisions with a focus on decision management....

Published: August 6, 2009 by Guest Contributor

By: Tracy Bremmer In our last blog (July 30), we covered the first three stages of model development which are necessary whether developing a...

Published: August 4, 2009 by Guest Contributor

By: Tracy Bremmer In our last blog, we covered the first three stages of model development which are necessary whether developing a custom or...

Published: July 30, 2009 by Guest Contributor

By: Wendy Greenawalt When consulting with lenders, we are frequently asked what credit attributes are most predictive and valuable when developing models and scorecards....

Published: July 30, 2009 by Guest Contributor

By: Tracy Bremmer Preheat the oven to 350 degrees. Grease the bottom of your pan. Mix all of your ingredients until combined. Pour mixture...

Published: July 30, 2009 by Guest Contributor

By: Kari Michel In my last blog I gave an overview of monitoring reports for new account acquisition decisions listing three main categories that...

Published: July 30, 2009 by Guest Contributor

Vintage analysis 101 The title of this edition, ‘The risk within the risk’ is a testament to the amount of information that can be...

Published: July 13, 2009 by Kelly Kent

In recent months, the topics of stress-testing and loss forecasting have been at the forefront of the international media and, more importantly, at the...

Published: June 30, 2009 by Kelly Kent

By: Kari Michel Are you using scores to make new applicant decisions? Scoring models need to be monitored regularly to ensure a sound and successful...

Published: June 30, 2009 by Guest Contributor