Customer Targeting & Segmentation

Debt Consolidation Nation

New year, new personal loans. As Americans kick off the year seeking debt consolidation, consumer insights shed light for your future marketing efforts.

Published: January 3, 2019 by Stefani Wendel
Knowing What You Don’t Know

An analytics environment can have enterprise-wide impact. Instant access to customer data, actionable analytics and intelligence tools drive the most value.

Published: December 11, 2018 by Jesse Hoggard
Beyond Basic Data Sampling for Model Development

Issues to evaluate during data sample selection and design for model development and an overview of traditional data sampling techniques.

Published: November 7, 2018 by Guest Contributor
I Can See Clearly Now: Four Myths of Alternative Credit Data

There's a lot of talk about alternative credit data today, but not all of it is factual. Dispel the myths and learn what the truth about alternative data.

Published: November 6, 2018 by Guest Contributor
The Future of EVs: “Greener” Pastures

There are four reasons why the auto industry should be enthusiastic about the electric vehicle segment’s future.

Published: November 2, 2018 by Brad Smith
Alt Data Use by Fintechs: Q&A with Gavin Harding (Part 2)

Gavin Harding, Senior Business Consultant, continues in this Q&A with insight that spans across all lenders and their use of alternative data.

Published: November 1, 2018 by Brittany Peterson
The Demand for Electric Vehicles Boils Down to the Right Market

Where are electric vehicles most popular? During the first half of the year, 3.6 percent of all new registrations in California were EVs.

Published: October 31, 2018 by Brad Smith
Charging up: The Story Behind Who’s Buying Electric Vehicles

It’s not enough to just dig into the sales number of electric vehicles — It’s important to understand the consumers most interested.

Published: October 26, 2018 by Brad Smith
Four Features You Need in an Analytical Environment

Any analytical environment is only as good as the data you put into it. Check these four key features when choosing the right one for your organization.

Published: October 24, 2018 by Jesse Hoggard
Getting Beyond the Binary to Solve the Business Problem of Big Data

You want to use big data, but how do you make your analytics truly actionable to stay ahead of the competition? Using an analytical sandbox is the answer.

Published: October 4, 2018 by Jesse Hoggard
Is Big Data a Big Problem?

There are a lot of people talking about big data who are not fully leveraging the value of their data. How do you use data to innovate and stay competitive?

Published: September 27, 2018 by Jesse Hoggard
9 Ways to Make Hispanic Engagement Part of Your Credit Union’s Differentiation Strategy

With Hispanic Heritage Awareness Month underway and the topic of growing membership a constant priority, here are some tips from a credit union CEO.

Published: September 20, 2018 by Guest Contributor
Machine Learning for Real-World Credit Risk

Machine learning's ability to consume vast amounts of data to uncover patterns and deliver results makes it well suited for the credit risk industry

Published: September 12, 2018 by Alan Ikemura
Credit Card Trends and Usage Looking Favorable in 2018

Even with the Fed’s gradual 2018 rate hikes, consumers are shopping. Usage of credit cards is on the rise in 2018 and only expected to grow.

Published: August 6, 2018 by Kerry Rivera

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