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Today’s consumer lending environment is more dynamic and competitive than ever, with renewed focus on personal loans, marketplace lending and the ever-challenging credit card...

February 19, 2018 by Craig Wilson

In the world of marketing, this can happen to all of us. We think we know how much ad spend we should put towards...

February 7, 2018 by Amy Hughes

At their heart, car dealers have always been marketers. It’s part of learning the trade and understanding the business to gain natural insight into...

January 31, 2018 by James Maguire

The auto industry has been riding a wave of prosperity for the past seven years, bouncing back nicely from the 2008 market collapse. But,...

January 19, 2018 by Amy Hughes

You’ve been tasked with developing a new model or enhancing an existing one, but the available data doesn’t include performance across the entire population...

January 17, 2018 by Reuth Kienow

Early reports suggest the 2017 holiday season was a good one for retailers. Consumers were in the mood to spend, and as such, Americans’...

January 16, 2018 by Kerry Rivera

As soon as the holiday decorations are packed away and Americans reign in the New Year, the advertisements shift to two of our favorite...

January 9, 2018 by Kerry Rivera

You just finished redeveloping an existing scorecard, and now it’s time to replace the old with the new. If not properly planned, switching from...

January 7, 2018 by Reuth Kienow

Alternative Data Shedding New Light on Consumers Why Investors Want Alternative Data Banks and Tech Firms Battle Over Something Akin to Gold: Your Data...

December 5, 2017 by Sacha Ricarte

As we enter the holiday season, headlines abound around the shifts and trends in retail. How are consumers shopping? What are they buying online versus...

November 13, 2017 by Kerry Rivera

If someone asked you for stats on your retail card portfolio, would you respond with the number of accounts? Average spend per month? Or...

November 1, 2017 by Kyle Matthies

In 2017, 81 percent of U.S. Americans have a social media profile, representing a five percent growth compared to the previous year. Pick your...

October 18, 2017 by Kerry Rivera

We regularly hear from clients that charge-offs are increasing and they’re struggling to keep up with the credit loss. Many clients use the same...

September 5, 2017 by Steve Platt

School is nearly back in session. You know what that means? The next wave of college students is taking out their first student loans....

August 23, 2017 by Kerry Rivera

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