Data & Analytics

Q3 2021 Data Shows Another Increase in the Average Vehicle Loan Amount

In Q3 2021, the average new vehicle loan amount increased 8.5% year-over-year, while the average used vehicle loan jumped more than 20% year-over year.

Published: January 6, 2022 by Melinda Zabritski
Video Interview: American Express® and Experian talk AI, DataLabs and Innovation

Chatbots, reduction of manual processes and explainability were all hot topics in a recent discussion between two leading data leaders.

Published: October 27, 2021 by Guest Contributor
Leveraging Artificial Intelligence to Optimize Digital Identity Strategies

Dive into the ways artificial intelligence and digital identity interact and the benefits a clear identity strategy can have for the entire user journey.

Published: October 19, 2021 by Guest Contributor
Podcast: Advanced Analytics, Artificial Intelligence and Machine Learning in Lending

Shri Santhanam, Executive VP and GM of Experian's Global Analytics and Artificial Intelligence talks advanced analytics and AI in lending in recent podcast.

Published: October 6, 2021 by Kim Le
Increased Vehicle Prices Drive Larger Average Loan Amounts

Despite used vehicle prices rising, loan-to-value (LTVs) ratios are dropping. Ultimately, lower LTVs are a positive trend for consumers because it puts them into positive equity on their vehicle faster.

Published: September 29, 2021 by Melinda Zabritski
Experian Ranks #11 on the IDC FinTech Rankings Top 100

Experian has made the IDC 2021 Fintech Rankings Top 100, highlighting the best global providers of financial technology. Read more!

Published: September 28, 2021 by Kim Le
Five Questions with Experian and Nova Credit: Breaking Down Barriers to Financial Inclusion

We spoke with the Head of Data Analytics at Nova Credit and Experian experts to explore the topic of DEI and how to break down financial inclusion barriers.

Published: September 21, 2021 by Kim Le
Artificial Intelligence for Smarter, Faster Decisioning

Incorporating artificial intelligence and machine learning into your business strategy can improve decisioning and reduce risk. Read more.

Published: September 20, 2021 by Guest Contributor
Four Ways to Optimize Your Collections Efforts

Learn how to maximize your collections efforts while reducing costs, avoiding reputational damage and fines, and improving overall engagement.

Published: August 30, 2021 by Guest Contributor
AFSA Partner Webinar: The Key to Unlocking the Credit Universe

Experian discussed the benefits of FCRA data and ways this data can ease credit access for “invisible” consumers in a recent webinar hosted by AFSA.

Published: August 2, 2021 by Kim Le
The Pros and Cons of Manual Fraud Reviews

We're considering the pros and cons of manual fraud reviews, and the benefits of applying analytics to your fraud review process.

Published: July 28, 2021 by Chris Ryan
Five Fraud Threats to Watch for During Economic Recovery

Now that we’ve reached the midpoint of the year and economic recovery is underway, we’re taking a look at fraud threats can impact businesses and consumers.

Published: July 8, 2021 by Guest Contributor
Digital-First Strategies: New Analytics and Artificial Intelligence for Marketing

New technologies like artificial intelligence and advanced analytics are changing the prescreen landscape for financial institutions as never before.

Published: July 2, 2021 by Kim Le

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