Data & Analytics

There’s no shortage of headlines alluding to a student loan crisis. But is there a crisis brewing or is this just a headline grab?...

Published: August 17, 2017 by Guest Contributor

We live in a digital world where online identities are ubiquitous. But with the internet’s inherent anonymity, how do you know you’re interacting with...

Published: August 8, 2017 by Mike Gross

Many institutions take a “leap of faith” when it comes to developing prospecting strategies as it pertains to credit marketing. But effective strategies are...

Published: August 1, 2017 by Kyle Matthies

CFPB and credit invisibles A recent study by the Consumer Financial Protection Bureau (CFPB) found that American consumers establish credit differently depending on their...

Published: July 27, 2017 by Guest Contributor

Historical data that illustrates lower credit card use and increases in payments is key to finding consumers whose credit trajectory is improving. But positive...

Published: July 25, 2017 by Denise McKendall

School’s out, and graduation brings excitement, anticipation and bills. Oh, boy, here come the student loans. Are graduates ready for the bills? Even before...

Published: July 10, 2017 by Mark Soffietti

Mitigating synthetic identities Synthetic identity fraud is an epidemic that does more than negatively affect portfolio performance. It can hurt your reputation as a...

Published: June 22, 2017 by Guest Contributor

Call it big data, smart data or evidence-based decision-making. It’s not just the latest fad, it’s the future of how business will be guided...

Published: June 20, 2017 by Sacha Ricarte

The final day of Vision 2017 brought a seasoned group of speakers to discuss a wide range of topics. In just a few short...

Published: May 10, 2017 by Kerry Rivera

Risk analysts are insatiable consumers of big data who require better intelligence to develop market insights, evaluate risk and confirm business strategies. While every...

Published: May 9, 2017 by Gregory Wright

In just a few short hours, Vision attendees immersed themselves into the depths of the economy, risk models, specialty finance data, credit invisibles, student...

Published: May 9, 2017 by Kerry Rivera

So many insights and learnings to report after the first full day of 2017 Vision sessions. From the musings shared by tech engineer and...

Published: May 8, 2017 by Kerry Rivera

Experian recently acquired a minority stake in Finicity, a leading financial data aggregator enabling innovation in the FinTech industry through its modern RESTful API...

Published: March 20, 2017 by Sacha Ricarte

Reactivation campaigns make economic sense. They build on a brand’s previous investments, targeting customers who already are aware of and previously have engaged with...

Published: February 16, 2017 by Guest Contributor

There has been a lot of discussion around the auto loan market regarding delinquency rates in the past year. It is a topic Experian...

Published: February 2, 2017 by Kelly Kent