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By: Tom Hannagan Part 2 In my last post, I started my review of the Uniform Bank Performance Reports for the two largest financial...

Published: February 26, 2009 by Guest Contributor

By: Tom Hannagan Part 1 It may be quite useful to compare your financial institution’s portfolio risk management process or your investment plans , to the...

Published: February 26, 2009 by Guest Contributor

By: Tom Hannagan This post is a feature from my colleague and guest blogger, John Robertson, Senior Process Architect in Advisory Services at Baker...

Published: February 25, 2009 by Guest Contributor

After reviewing more details around the "The President’s Identity Theft Task Force Report" (September 2008), and some of the activities surrounding it, I find...

Published: February 19, 2009 by Keir Breitenfeld

By: Tom Hannagan Part 2 There is one rather interesting clause that appears to represent an open-ended business porfolio risk management decision for the...

Published: February 19, 2009 by Guest Contributor

There seems to be some ground-laying for follow-on Red Flag compliance guidelines to emerge either pre- or post- May 1, 2009. Whether they arrive...

Published: February 13, 2009 by Keir Breitenfeld

Part 2 Reason one Unfortunately, there is a management issue regarding their transparency with the investment community and/or client base.  Regrettably for the managers...

Published: February 10, 2009 by Guest Contributor

“Unprecedented times”, “financial crisis”, “credit crisis” and many other terms continue to be buzzwords that we hear every day.  We are almost becoming desensitized...

Published: February 6, 2009 by Guest Contributor

Stephanie Butler, manager of Process Architects, in Advisory Services at Baker Hill, a part of Experian continues from her last post by adding how to get...

Published: February 4, 2009 by Guest Contributor

By: Tom Hannagan Part 1 In my last three posts, we have covered the key parts of how risk-based loan pricing works. We have discussed...

Published: January 27, 2009 by Guest Contributor

By: Tom Hannagan Part 1 Risk-based pricing starts as a product-level reflection of a bank’s financial and risk characteristics. In my last few posts...

Published: January 20, 2009 by Guest Contributor

So here it is!  The moment you all have been waiting for–the top ten hot topics of 2009 (in no particular order of importance)....

Published: January 20, 2009 by Guest Contributor

By: Tom Hannagan Part 2 Return on Equity (ROE) ROE is the risk-adjusted profit divided by the equity amount associated with the loan in...

Published: January 19, 2009 by Guest Contributor

By: Tom Hannagan Part 1 In my last post about risk-based pricing, we started a discussion of the major elements involved in the risk adjustment...

Published: January 19, 2009 by Guest Contributor

Part 2 To continue the discussion from my last post, we also must realize that the small business borrower typically doesn’t wait until we...

Published: January 15, 2009 by Guest Contributor