Uncategorized

The average number of retail trades per consumer has been trending down since 2007. But the average consumer retail debt is trending up, roughly $73 year-over-year. When analyzing single-store credit card debt by state in 2017, we found these states had the highest retail debt

Most C-level executives (87%) believe data has greatly disrupted their organization’s operations over the past 12 months.

Online activities among consumers reflect the increased adoption of digital commerce. In fact, recent findings from our 2018 Global Fraud and Identity Report show the top activity on mobile devices is online shopping, followed closely by personal banking.

Experian® is honored to be an MRC Technology Award nominee. Here are the top 3 reasons you should vote for CrossCore for MRC People's Choice Award Winner.

In helping lenders with new product launches, there are common areas of focus and specific steps to move from initial business case to tactical planning.

Once a scorecard has been redeveloped, it is important to measure the impact of changes within the strategy by replacing the old model with the new one. This impact assessment can be completed with a swap set analysis.

Reject inference design is used to classify the performance outcome of prospective customers within the declined or nonbooked population so this population’s performance reflects its performance had it been booked.

Auto originations continue to increase — particularly within prime categories. As auto loan originations continue their upward trend, lenders can stay ahead of the competition by using advanced analytics to target the right customers and increase profitability.

Podcast to discuss the emergence of synthetic identity fraud, its true financial impact and how organizations can begin to fight back.

The future of identity proofing in the public sector is more than just verifying individual identities. Read to learn about modernizing identity proofing

Juniper Research recently recognized Experian as a Fraud Detection and Prevention Market Leader in its Online Payment Fraud Whitepaper. Juniper also shared important market insights in the report.

Our national survey found that consumers struggle to find a credit card that meets their needs. They say there are too many options and it’s too time-consuming to research. Here's what they want:

National Hispanic Heritage Month Sept. is 15 - Oct. 15. With 1 in 6 U.S. residents being Hispanic, now is a great time for financial institutions to reflect on their largest growth opportunity.

APIs--Application Programming Interfaces--are the hidden backbone of our modern world which allow software programs to communicate with one another.

With minimal risk and high reward at stake, e-commerce fraud attacks have increased dramatically over the last few years, with no signs of slowing down.