All posts by Carrie Janot

Consumer credit card debt reached $650 billion in Q3 2015 — the highest level since Q4 2009....

Published: January 7, 2016 by Carrie Janot

As 2016 approaches, many people have identified their New Year’s resolutions, but the majority fail to stick to these resolutions.  While 45% of people...

Published: December 31, 2015 by Carrie Janot

According to PlayNetwork.com, for the first time in two decades Mariah Carey’s “All I Want For Christmas Is You” is no longer the most-played...

Published: December 24, 2015 by Carrie Janot

Millennials, now the largest generation in the United States, are taking longer to establish credit than earlier generations of young people....

Published: December 18, 2015 by Carrie Janot

According to the latest Experian State of the Automotive Finance Market report, leases accounted for nearly 27% of all new vehicle transactions in Q3...

Published: December 10, 2015 by Carrie Janot

Experian® recently released the 2015 State of Credit report, which analyzes key credit metrics across the nation....

Published: December 3, 2015 by Carrie Janot

With Black Friday quickly approaching, a recent Experian study shows online Black Friday searches are already tracking ahead of last year. This October, the...

Published: November 26, 2015 by Carrie Janot

According to a recent survey commissioned by VantageScore Solutions, millennials cite being unscoreable as the main obstacle to credit access. Among the findings: One-third...

Published: November 20, 2015 by Carrie Janot

The Responsible Business Lending Coalition, a group of nonbank small-business lenders, recently announced a regulatory program designed to bring greater clarity to the industry’s...

Published: November 12, 2015 by Carrie Janot

Winning the loyalty of millennials continues to be a key area of opportunity for financial...

Published: November 5, 2015 by Carrie Janot

While marketers typically begin deploying Halloween emails in September, last-minute mailings receive the highest response....

Published: October 30, 2015 by Carrie Janot

While total limits on bankcard originations reached $81.8 billion in Q3 2015, the average limit per card decreased by 4% year over year ($4,715...

Published: October 22, 2015 by Carrie Janot

According to the latest State of the Automotive Finance Market report, a record 55.5% of all used vehicles were financed in Q2 2015, compared...

Published: October 15, 2015 by Carrie Janot

VantageScore® models are the only credit scoring models to employ the same characteristic information and model design across the three credit...

Published: October 8, 2015 by Carrie Janot

With the holidays around the corner, retailers are getting ready to release their holiday...

Published: October 1, 2015 by Carrie Janot