All posts by Carrie Janot

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Consumer credit card debt reached $650 billion in Q3 2015 — the highest level since Q4 2009....

January 7, 2016 by Carrie Janot

As 2016 approaches, many people have identified their New Year’s resolutions, but the majority fail to stick to these resolutions.  While 45% of people...

December 31, 2015 by Carrie Janot

According to PlayNetwork.com, for the first time in two decades Mariah Carey’s “All I Want For Christmas Is You” is no longer the most-played...

December 24, 2015 by Carrie Janot

Millennials, now the largest generation in the United States, are taking longer to establish credit than earlier generations of young people....

December 18, 2015 by Carrie Janot

According to the latest Experian State of the Automotive Finance Market report, leases accounted for nearly 27% of all new vehicle transactions in Q3...

December 10, 2015 by Carrie Janot

Experian® recently released the 2015 State of Credit report, which analyzes key credit metrics across the nation....

December 3, 2015 by Carrie Janot

With Black Friday quickly approaching, a recent Experian study shows online Black Friday searches are already tracking ahead of last year. This October, the...

November 26, 2015 by Carrie Janot

According to a recent survey commissioned by VantageScore Solutions, millennials cite being unscoreable as the main obstacle to credit access. Among the findings: One-third...

November 20, 2015 by Carrie Janot

The Responsible Business Lending Coalition, a group of nonbank small-business lenders, recently announced a regulatory program designed to bring greater clarity to the industry’s...

November 12, 2015 by Carrie Janot

Winning the loyalty of millennials continues to be a key area of opportunity for financial...

November 5, 2015 by Carrie Janot

While marketers typically begin deploying Halloween emails in September, last-minute mailings receive the highest response....

October 30, 2015 by Carrie Janot

While total limits on bankcard originations reached $81.8 billion in Q3 2015, the average limit per card decreased by 4% year over year ($4,715...

October 22, 2015 by Carrie Janot

According to the latest State of the Automotive Finance Market report, a record 55.5% of all used vehicles were financed in Q2 2015, compared...

October 15, 2015 by Carrie Janot

VantageScore® models are the only credit scoring models to employ the same characteristic information and model design across the three credit...

October 8, 2015 by Carrie Janot

With the holidays around the corner, retailers are getting ready to release their holiday...

October 1, 2015 by Carrie Janot

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