All posts by Carrie Janot

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While marketers typically spend vast amounts of money to increase customer acquisitions, fraud prevention can undercut those efforts. According to a recent 41st Parameter®...

Published: February 18, 2015 by Carrie Janot

According to research from VantageScore® LLC, 30 to 35 million people are not scored by the most popular credit-scoring models. When measured by more...

Published: February 17, 2015 by Carrie Janot

This season’s peak week, the Wednesday before Thanksgiving through the Tuesday after Cyber Monday, had an 18 percent increase in email volume, an 11...

Published: December 21, 2014 by Carrie Janot

According to a new survey from Experian Consumer Services, consumers are anticipating spending more on gifts this holiday season than they did in 2013.......

Published: December 20, 2014 by Carrie Janot

Experian's most recent State of Credit report analyzed the average credit scores for more than 100 metropolitan statistical areas (MSAs)....

Published: December 19, 2014 by Carrie Janot

The ubiquity of mobile devices provides financial services marketers with an effective way to distribute targeted, customized messages that appeal to a single shopper...

Published: October 27, 2014 by Carrie Janot

Card-to-card balance transfers represent a substantial profit opportunity for...

Published: October 17, 2014 by Carrie Janot

According to a recent 41st Parameter® study, 85 percent of consumers use online or mobile channels to conduct...

Published: October 9, 2014 by Carrie Janot

Auto loan originations reached $153 billion in Q2 2014, which was a 16 percent increase over the same quarter last year. While the largest...

Published: October 2, 2014 by Carrie Janot

According to a recent Experian Data Quality study, three out of four organizations personalize their marketing messages or are in the process of doing......

Published: September 29, 2014 by Carrie Janot

Consumer debt for every major consumer lending category has decreased over the past few years, except for student...

Published: September 26, 2014 by Carrie Janot

Data quality continues to be a challenge for many organizations as they look to improve efficiency and customer...

Published: September 8, 2014 by Carrie Janot

As data breaches continue to attract publicity, consumers are expecting more from impacted organizations....

Published: August 22, 2014 by Carrie Janot

A recent study analyzing the impact of rental data on the credit scores of subsidized housing residents uncovered compelling...

Published: August 22, 2014 by Carrie Janot

While bankcard originations increased 26 percent year over year to $85.3 billion in Q2 2014, delinquencies continued their downward trend, reaching 0.47 percent of...

Published: August 11, 2014 by Carrie Janot

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Contrary to popular belief, Lorem Ipsum is not simply random text. It has roots in a piece of classical Latin literature from 45 BC, making it over 2000 years old. Richard McClintock, a Latin professor at Hampden-Sydney College in Virginia, looked up one of the more obscure Latin words, consectetur, from a Lorem Ipsum passage, and going through the cites of the word in classical literature, discovered the undoubtable source.

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