All posts by Stacie Baker

While access to small-business credit is improving and credit balances are increasing, key differences still remain across the United States.

Published: March 13, 2014 by Stacie Baker

Using a risk model based on older data can result in reduced predictive power.

Published: March 6, 2014 by Stacie Baker

Findings from the most recent Experian State of the Automotive Finance Market report show outstanding automotive loan balances increased 11 percent from Q4 2012, reaching $798.5 billion in Q4 2013 — the highest level since 2007.

Published: February 27, 2014 by Stacie Baker

The housing market continues to recover, with mortgage originations increasing 12 percent year over year, moving from $508 billion to $570 billion.

Published: February 21, 2014 by Stacie Baker

Small-business credit conditions wrapped up the year by showing continued improvement for the fourth consecutive quarter.

Published: February 21, 2014 by Stacie Baker

Delinquency rates for auto loans moved up slightly in the last quarter of 2013, with the 30 to 59 days past due (DPD), 60 to 89 DPD and 90 to 180 DPD delinquency rates at 2.18 percent, 0.56 percent and 0.24 percent, respectively.

Published: February 7, 2014 by Stacie Baker

The volume of emails sent by marketers rose nearly 13 percent during the 2013 holiday season compared to 2012.

Published: February 5, 2014 by Stacie Baker