Credit Cornerstone
Leasing continued its strong growth as the share of new vehicles leased jumped from 26.9% in Q2 2015 to a record high of 31.4%...
Subprime and deep-subprime card limits increased in the first six months of 2016, while the 60+ day delinquency rate decreased by 6%. Overall, consumers...
Historically, the introduction of EMV chip technology has resulted in a significant drop in card-present fraud, but a spike in card-not-present (CNP) fraud. CNP...
This summer, the Consumer Financial Protection Bureau (CFPB) took a significant step toward reforming the regulatory framework for the debt collection industry. The focus...
Fraudsters are more sophisticated than ever. Just when you think you’ve filled the gaps, a new fraud threat emerges. Here are five strategic recommendations...
Did you know that identities can shift (for better or worse) in just 30 days? To succeed in today’s multichannel, mobile environment, businesses must...
Consumer card balance transfer activity is estimated to be $35 billion to $40 billion a year. How do lenders identify these consumers before they...
For years, organizations have used data to improve operational efficiencies and cost savings. Now they are beginning to use data to optimize or improve...
Experian’s annual global fraud report reveals trends that can help organizations mitigate fraud and improve the customer experience: Apply the right-sized fraud solutions to...
In an attempt to stay ahead of fraud, systems have become more complex, more expensive and even more difficult to manage, leading to more...
As credit behavior and economic conditions continue to evolve, using a model that is validated regularly can give lenders greater confidence in the model’s...
A recent national survey by Experian revealed opportunities for businesses to build relationships with future homebuyers before they’re ready to obtain a loan. Insights...
Many fraud and compliance teams are struggling to keep pace with new business dynamics. Here are several of the many mobile device trends affecting...
Every day, millions of new things get connected online, such as toasters, heart monitors and cars. Many of these things have weak security controls...
According to a national survey by Experian, college students may be receiving their degrees, but their financial management knowledge still needs some schooling. The...
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