Market Trends

The Demand for Electric Vehicles Boils Down to the Right Market

Where are electric vehicles most popular? During the first half of the year, 3.6 percent of all new registrations in California were EVs.

Published: October 31, 2018 by Brad Smith
In Lending as in Baseball, Moneyball Is No Longer Enough

In banking, as in baseball, data and analytics are key to making informed, data-driven decisions for your team and your business.

Published: October 26, 2018 by Jim Bander
Charging up: The Story Behind Who’s Buying Electric Vehicles

It’s not enough to just dig into the sales number of electric vehicles — It’s important to understand the consumers most interested.

Published: October 26, 2018 by Brad Smith
Machine learning and Extreme Gradient Boosting

At Experian, for machine learning, we use Extreme Gradient Boosting (XGBoost) implementation of Gradient Boosting Machines.

Published: October 24, 2018 by Guest Contributor
A Change in Current: Electric Vehicle Market Share Small, But Growing

Electric vehicles are here to stay – and will likely gain market share as costs reduce, travel ranges increase and charging infrastructure grows.

Published: October 24, 2018 by Brad Smith
Consumers Continue to Withstand Higher Vehicle Costs

Despite consumers taking out larger loan amounts, they continue to make their monthly payments on time. But, affordability remains a

Published: October 22, 2018 by Melinda Zabritski
Is Big Data a Big Problem?

There are a lot of people talking about big data who are not fully leveraging the value of their data. How do you use data to innovate and stay competitive?

Published: September 27, 2018 by Jesse Hoggard
What is Alternative Credit Data?

Alternative credit data - think financial services data and rental data - adds supplemental insight into consumers when paired with traditional credit data.

Published: September 18, 2018 by Stefani Wendel
Five Secrets to Outsourcing Data Science Successfully

Demand for data scientists is off the charts, but nationally there is a data science skills shortage. Many companies are filling this gap by outsourcing.

Published: September 5, 2018 by Guest Contributor
#ExperianVision 2018 Day 1 Recap

The first full day of Vision 2018 featured in-depth talks on alternative credit data, enhanced credit marketing, faster decisioning, fraud and identity protections and the latest in tech innovation.

Published: May 21, 2018 by Kerry Rivera
Hispanic Home Ownership Is on the Rise

Recent research shows Hispanics—especially Millennials who are entering their home-buying years—are particularly eager for homeownership.

Published: May 10, 2018 by Guest Contributor
E-Commerce Fraud Attack Rates Hit New Highs in 2017

In 2017, we saw an increase of more than 30 percent in e-commerce fraud attacks compared with 2016.

Published: April 10, 2018 by Traci Krepper
Simple Steps to Lift an Experian Security Freeze

Do you have a client who is applying for credit but has placed a security freeze on his Experian file? Here’s how you can help.

Published: March 14, 2018 by Guest Contributor
Women in Experian: Getting to Know Kathleen Peters

Kathleen Peters, SVP of Product Management for Global Fraud and Identity, and recently included in the Top 100 influencers in Identity.

Published: March 5, 2018 by Traci Krepper

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