With nearly 15 years of experience, Andrew Beddoes brings deep expertise in consumer credit risk management covering the complete Customer Life Cycle. His specialty areas include originations, acquisitions, portfolio management and collections, with an expertise in customer-level decision management for retail banking, credit cards and retail credit. Beddoes has the unique ability to understand how predictive models can be used in decision strategies to transform analytics into customer treatments that help organizations grow profitably in a controlled environment. He has redesigned a customer level acquisitions suite of strategies, including a scorecard redesign, and deployed decision management product and services across the Customer Life Cycle. Prior to joining Experian, Beddoes served as director of Credit Performance for the Electronic Payment Solutions division of National Bank of Canada. Before that, he was a risk analyst at Associates Capital Corporation UK. Beddoes is fluent in both English and French.

-- Andrew Beddoes