All posts by Carrie Janot

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According to the latest Experian-Oliver Wyman Market Intelligence Report, HELOC originations increased 21% year over year, moving from $25.6 billion in Q1 2014 to...

Published: June 4, 2015 by Carrie Janot

According to Experian’s latest State of the Automotive Finance Market report, auto loan balances reached an all-time high of $905 billion in the first...

Published: June 1, 2015 by Carrie Janot

A recent Experian Automotive analysis found that consumers who purchased an alternative-powered vehicle did not just go Green by cutting back on fuel; they...

Published: May 26, 2015 by Carrie Janot

Data migrations are very common in today’s business environment. A recent Experian Data Quality study found that while 91% of businesses engage in data...

Published: May 22, 2015 by Carrie Janot

Mortgage originations kicked off Q1 2015 with a 25% year over year increase to $315 billion....

Published: May 8, 2015 by Carrie Janot

According to a recent Experian Marketing Services study, informational or "thanks for joining" messages drive significantly higher open and transaction rates than promotional emails,...

Published: May 1, 2015 by Carrie Janot

In today's data driven world, decisioning strategies can no longer be one-dimensional and only risk-focused. By employing a multidimensional decisioning approach, companies can deliver...

Published: April 27, 2015 by Carrie Janot

With more than one-third of customers interacting with a single business in five or more channels and more than 85 percent of consumers using...

Published: April 23, 2015 by Carrie Janot

Data quality continues to be a challenge for many organizations....

Published: April 22, 2015 by Carrie Janot

While the average bankcard utilization rate hovered around 20% during the last quarter of 2014, utilization rates can vary greatly when analyzed by VantageScore®...

Published: April 21, 2015 by Carrie Janot

Gift cards are the most requested gift item and have been for the last eight years. Merchants love gift cards because they take up...

Published: April 16, 2015 by Carrie Janot

A comprehensive customer-experience strategy can give companies the competitive edge needed in a market where price, products and service can no longer be considered...

Published: February 20, 2015 by Carrie Janot

According to the latest research by Experian Marketing Services, nearly a third of all Americans use at least one type of smart or Internet-connected...

Published: February 20, 2015 by Carrie Janot

According to a recent Experian credit-trend analysis, bankcard originations for all of 2014 totaled $318.7 billion, a 20 percent increase over 2013 originations of...

Published: February 19, 2015 by Carrie Janot

The experience of being a victim of data breaches has created a shift in consumer behavior and attitude over the past year. A recent...

Published: February 19, 2015 by Carrie Janot

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