This holiday season, give yourself the gift of healthy spending so you can begin the new year without any financial regrets. In an Experian survey, 6 in 10 consumers said they felt strained by holiday shopping, while 1 in 3 stressed about sticking to their budget. But anxiety over spending doesn't have to be part of your holiday traditions.
We've covered the most important holiday topics like How to Make a Holiday Budget and 5 Ways to Make Holiday Spending More Affordable so you have all the information you need to spend wisely and safely this holiday season. Check out these articles—and more—below.
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The holidays put a lot of pressure on gift givers' budgets, but there are many ways to use your money wisely and come out ahead in the new year. As you shop for friends and family, stay mindful of budgeting, holiday deals, cash back from credit cards and other spending rewards. And keep your guard up—identity thieves and fraudsters know the holidays are a perfect time to target unsuspecting shoppers. Consider being proactive and signing up for an identity theft monitoring service such as Experian IdentityWorksSM, which can help you spot issues before major damage is done.
If you want to use some financial tools to expand your shopping budget, make sure to do so strategically, such as applying for a new credit card with an introductory 0% APR period. When you have a plan to pay off your purchases within the intro period, you can avoid paying interest while giving yourself some extra time to pay holiday bills. See which of the Best Credit Cards for Holiday Shopping of 2022 may be a good match for your shopping habits this holiday season, and finish out the year financially strong.