Personal Finance » Mortgage

Mortgage

You have a lot to think about when you’re shopping for a mortgage. Information on your credit report can impact how a potential lender may view your creditworthiness, and it can also influence the loan terms you’re offered.

Latest Articles

Can I Get A Mortgage With Bad Credit?

So, you want to get a mortgage, but your credit score is not so...

It’s Home Renovation Time: Home Equity Line of Credit or Loan?

If you’re considering a big home renovation project that you anticipate you can’t pay...

Tech Tools for House Hunters

Shopping for real estate and mortgage loans can be exhausting. But these tools are...

How Digital Mortgages Make Getting a Home Loan Fast and Easy

Has the mortgage industry finally caught up to the digital world? Faster approval process...

How Much Should I Save For a Down Payment?

What’s the best financial “landing spot” for a new home down payment? It’s a fair...

What’s a Qualified Mortgage?

Read to learn more about Qualified Mortgages and what they can do for you...

What’s the Difference Between Fixed-Rate and Adjustable-Rate Mortgages?

Read to learn about the difference between fixed-rate and adjustable-rate mortgages and what each...

What Is Private Mortgage Insurance?

Read to learn about private mortgage insurance (PMI) and how it can protect you,...

How to Get a Home for No Money Down: Move to the Heartland

Americans living off the beaten path may not know it, but Uncle Sam offers...

Helpful Hints for First-Time Homebuyers

There’s good news for Americans who think they can’t afford to buy a house....

Read This Before Buying That Dream Vacation Home

If you’re ready to get serious about buying a vacation home, consider these tips...

What Is a Home Equity Line of Credit (HELOC)?

Your home is very likely your most valuable asset. Find out what a Home...

How Credit Scores Affect Mortgage Rates

People with higher credit scores tend to get lower interest rates on mortgage loans. Alternatively, people with low credit scores may not be approved for loans or may need to pay higher interest rates.

How Your Spouse’s Credit Can Impact Your Mortgage Loan

Lenders usually look at each person’s individual credit report and score when making decisions about mortgage loans. Some lenders use the median when comparing a couple’s score, but it’s worth noting that lenders may decide to decline a loan offering if they deem one score too low. Others may approve the loan, but only at a higher interest rate.

Review Your Free Experian Credit Report Today

Good credit begins with knowing where your credit is today. Get started with your free Experian Credit Report, updated every 30 days on sign in. No credit card required.

Get Started for Free
Loans

Browse and find personal, debt consolidation, and auto loans with monthly payments, terms, and APR that best fit your needs and budget.

Browse Loans