Experian Cash™

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Advances from $25-$250. No interest. No late fees. Just cash when you need it.

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More flex. Less stress.

Get an advance of $25-$250 with flexible repayment options.

Life can come at you fast, so should your money. Repayment dates are flexible. And if you need cash even faster, expedite to Express for a small fee.

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Cash flow without a catch

No interest. No late fees. No penalties.

Forget overdraft fees. Experian Cash™ is included with Experian Money Plus℠ membership. There are no late fees or penalties and zero interest charges.

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No credit check

Getting an advance with Experian Cash™ won’t impact your credit scores.

Experian Cash is not a loan. It’s access to cash before your paycheck. When you check to see if you qualify, there is no credit inquiry, and your credit scores won’t be impacted.

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It only takes a few minutes.

How Experian Cash™ powered by Brigit works

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Stay on track with Experian Money Plus

Get cash when you need it

Get advances of $25-$250 with no interest, no late fees, and flexible repayment options.

Reduce your expenses

We’ll help cancel unwanted subscriptions and negotiate billsφ so you can keep more of what you earn.

Grow your savings faster

Experian Money Plus membership includes access to a digital high-yield savings account with 3.00% APY|| to help you earn more.

The cash you need for every day, plus Experian’s credit monitoring and identity protection tools to help secure your future.

Frequently asked questions

Experian Cash™ powered by Brigit is a way to get an advance between $25-$250. It's designed to help you cover short-term cash gaps for things like groceries, bills, prescriptions, or other essentials. There's no interest, no late fees, and no hard credit check. You pay it back on a flexible schedule, usually within 2–3 weeks. Only one advance can be active at a time.

There is no hard credit check to get an advance through Experian Cash™. It is an advance, not a loan, and not a credit card cash advance. Not all users will qualify. Your eligibility and the amount you can receive depend on factors determined by Brigit.

No. You can only have one active advance at a time. You'll need to pay back your current advance before requesting a new one.

Advances range from $25-$250. Your exact amount depends on your eligibility. Not everyone will qualify. You can see if you qualify before you upgrade to an Experian Money Plus membership.

Experian Cash™ powered by Brigit is part of the Experian Money Plus membership, which costs $14.99 per month, plus applicable sales tax. The advance itself has no interest, no late fees, and no penalties. You can choose to expedite your advance for a small fee. You are not required to enroll in a paid membership to receive an advance. Users that are eligible for an advance may access an advance with a free Experian membership.

Unlike standalone cash advance apps, Experian Cash™ powered by Brigit offers flexible repayment within 2–3 weeks and does not automatically deduct repayment from your paycheck. While income helps determine eligibility, repayment isn’t tied to your pay cycle. You'll also get all the benefits of an Experian Money Plus membership.

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