Loans

Explore the different types of loans you can use to finance a home, car or college education, consolidate debt and more.

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Editors' picks

Happy young couple sitting on the rug in the living room, reviewing the bills and using the laptop

What Is Loan Principal?

By Louis DeNicola

Nov 25, 2024Loans

Smiling young man using his laptop in the home office

How to Pay Off Student Loans Fast

By Ben Luthi

Nov 18, 2024Student loans

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Does Deferring a Payment Hurt Your Credit?

By Louis DeNicola

Nov 6, 2024Loan basics

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Best personal loans

Fund home improvement projects, cover expenses and more.

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Best balance transfer credit cards

Save money by transferring high-interest debt.

Best debt consolidation loans

Consolidate your debt and manage your payments easier.

Credit card payoff calculator

Calculate the number of payments you’ll need to make.

Mortgage calculator

Understand how rates affect your monthly payment and the total cost.

What others are reading

Average Car Loan Interest Rates by Credit Score

If you’re thinking about buying a car, it’s important to consider how your credit score af...

By Ben Luthi

Oct 14, 2024Auto loans

How Late Can You Be on a Car Payment?

By LaToya Irby

Dec 5, 2024Auto loans

What Happens if I Return My Car to the Lender Before I Finish Paying It Off?

By Karen Axelton

Nov 20, 2020Auto loans

What Is a Good Credit Score for an Auto Loan?

By Ben Luthi

Apr 27, 2023Auto loans

How to Get Out of an Auto Loan You Can’t Afford

By Ben Luthi

Jun 19, 2023Auto loans

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By Karen Axelton

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The latest from our experts

How to Get a Car Loan When You’re Self-Employed

You can get a car loan with 1099 income, as long as you meet income and credit requirement...

By Gayle Sato

Jul 10, 2025Auto loans

What Are the Different Types of Car Loans?

When shopping for a car, there are several types of car loans you can choose from, includi...

By Karen Axelton

Jul 9, 2025Auto loans

How to Maximize Your Car’s Trade-In Value

Trading in your car can be faster and more convenient than selling it privately. That does...

By LaToya Irby

Jun 27, 2025Auto loans

Cosigner vs. Co-Borrower for Auto Loans: What’s the Difference?

An auto loan cosigner is someone, usually a parent or friend, who helps boost the primary ...

By Sarah Archambault

Jun 27, 2025Auto loans

How to Get a Joint Personal Loan

A joint personal loan is a loan you apply for with someone else. You and your co-borrower ...

By Karen Axelton

Jun 6, 2025Personal loans

Medical Loans: A Comprehensive Guide

If you need help covering medical expenses, a medical loan can be a great option. However,...

By Ben Luthi

Jun 6, 2025Personal loans

Can You Use Your Car as Collateral for a Personal Loan?

Collateral-backed loans, also called secured loans, are typically easier to qualify for an...

By Jennifer Brozic

Jun 6, 2025Personal loans

Can You Pay Off a Personal Loan Early?

You can pay off a personal loan early, but it may not be your best option. Before you clos...

By Gayle Sato

Jun 4, 2025Personal loans

What Is Precomputed Interest on a Car Loan?

Precomputed interest on a car loan is interest that is calculated and allocated to monthly...

By Karen Axelton

May 27, 2025Auto loans

When and How to Refinance a Personal Loan

Refinancing a personal loan may be a smart move if it saves you money or lowers your month...

By Emily Batdorf

May 21, 2025Personal loans

How Much Do Cars Depreciate per Year?

Some models hold their value better than others. Learning about how cars depreciate can he...

By Ben Luthi

May 19, 2025Auto loans

What Is Income-Based Repayment?

An income-based repayment plan can reduce your monthly payment to just 10% of your income....

By Ben Luthi

May 19, 2025Student loans

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Loans

Auto loans

Loan basics

Personal loans

Student loans

Mortgage

HELOC

Refinance

Debt

Editors' picks

What Is Loan Principal?

How to Pay Off Student Loans Fast

Does Deferring a Payment Hurt Your Credit?

Take action with these tools

Best personal loans

Best balance transfer credit cards

Best debt consolidation loans

Credit card payoff calculator

Mortgage calculator

What others are reading

Average Car Loan Interest Rates by Credit Score

How Late Can You Be on a Car Payment?

What Happens if I Return My Car to the Lender Before I Finish Paying It Off?

What Is a Good Credit Score for an Auto Loan?

How to Get Out of an Auto Loan You Can’t Afford

The Best Way to Finance a Car

The latest from our experts

How to Get a Car Loan When You’re Self-Employed

What Are the Different Types of Car Loans?

How to Maximize Your Car’s Trade-In Value

Cosigner vs. Co-Borrower for Auto Loans: What’s the Difference?

How to Get a Joint Personal Loan

Medical Loans: A Comprehensive Guide

Can You Use Your Car as Collateral for a Personal Loan?

Can You Pay Off a Personal Loan Early?

What Is Precomputed Interest on a Car Loan?

When and How to Refinance a Personal Loan

How Much Do Cars Depreciate per Year?

What Is Income-Based Repayment?