Latest education and advice

Reporting Death of a Relative
Dear Experian, How do we notify you of the death of a relative, and how do we obtain a credit report for this relative so we can file probate paper
Why Don’t I Have a Credit Score?
You may not have a credit score if you don’t have enough credit history needed to generate one.
Cosigners are Responsible for Debt Repayment
Dear Experian, I cosigned a loan with my son. He is not making payments, and it will be turned over to a collection agency soon. Other than this ci

Credit education

Credit Report basics

A Credit Report provides detailed information on how you have used credit in the past, including how much debt you have and whether or not you’ve paid your bills on time.

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Credit Score basics

A Credit Score is a number lenders use to help them decide how likely it is that they will be repaid on time if they give a person a loan or a credit card.

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Preventing fraud

You can take steps now to protect yourself from credit fraud. Learn the warning signs and get the information you need to prevent credit fraud and identity theft.

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Life events

Learn how to build and maintain good credit throughout your lifetime. Understanding how life events can affect your credit is important to maintaining a good credit history.

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