Credit Report & Scores

Latest Articles

Bankruptcy: Chapter 7 vs. Chapter 13

If you’re in serious debt and can’t keep up with repaying loans and credit...

Tables and Charts

FTC Consumer Sentinel Network State Complaint Rates January 1 – December 31, 2016 Identity...

Updating Bankruptcy Information

After a bankruptcy discharge the creditors usually update their entrances, so the debt...

Obtaining a Personal Credit Report

What is my credit report number? I need it so I can speak...

Removing Closed Accounts in Good Standing

How do I go about getting old, closed in good standing, credit card...

You Can “Fix” Your Credit Report Without Help

This is the first time in a long time that I am daring...

Voluntary Repossession Stays on Credit Report

How do I get a voluntary repossession off of my report? It has...

What Is a Fair Credit Score?

A fair credit score is generally considered to be a FICO Score of 580...

What Is a Credit Report?

A credit report is like a report card on how you manage your finances....

Does More Credit Lead To Higher Credit Scores?

If you’re aiming to be a superstar with a credit score north of 700,...

Benefits of Paying a Collection Account

I have a credit card account on my report that has gone to...

How Disputing Information on Your Credit Report Affects Your Credit

You've recently disputed something on your Experian credit report through Experian’s Online Dispute Center....