Free credit monitoring
Monitor your credit to help detect possible identity fraud sooner and prevent surprises when you apply for credit.
No credit card required
Stay on top of your credit
Get customized alerts about new inquiries, accounts and changes to personal info.
Monitor your spending
Know when there are changes to your spending or credit utilization ratio.
Track your FICO® Score*
See your progress over time and get alerts about changes to your credit.
*Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.
Why monitor your credit with Experian?
Get alerts about changes and suspicious activity on your Experian credit report.
Review and correct inaccurate info on your Experian credit report for free.
Add positive payments to your Experian credit file with Experian Boost®.ø
øResults will vary. Not all payments are boost-eligible. Some users may not receive an improved score or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost®. Learn more.
What else can you do with Experian?
Scan the dark web for free
Check thousands of sites and millions of data points on the dark web for your personal info, like your Social Security number, email and phone number, with a one-time free scan.
Get a free personal privacy scan
Try a one-time free personal privacy scan to check for your info on covered people finder sites and see if your address, age, phone number, relatives and more are available to the public.
Freeze your credit file
Limit access to your Experian credit report by freezing your credit file. Unfreeze or schedule a thaw at any time and get alerts when your freeze status changes.
Manage your credit
See what’s affecting your personal credit and discover tips on how to improve it. It could help you make financial decisions with a better understanding of your credit history.
Frequently asked questions