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State of Credit: 2017

The 2017 Experian State of Credit provides a comprehensive look at the credit behavior of consumers across America to determine the states and cities whose residents have the highest, lowest and most improved average credit scores. Take a look at the full study.

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Tables and Charts

January 30, 2018

FTC Consumer Sentinel Network State Complaint Rates January 1 – December 31, 2016 Identity Theft Complaints Rank Victim State Complaints Per 100,000 Population Complaints 1 Michigan 175.6 17,430 2...

Filtered Chart

January 16, 2018

Clear State Average VantageScore Average # of Credit Cards Average Balance on Credit Cards Alaska 668 2.9 $8,515 Alabama 654 2.69 $5,961 Arkansas 657 2.76 $5,660 Arizona 669 3.04...

And the Debt Capital of America Is…

January 12, 2018

When people hear about the “debt crisis in Washington,” they usually think about the federal government’s habit of spending (much) more than it takes in. Turns out the individual...

Millennials vs Gen X: Who’s Worse At Paying Bills?

January 12, 2018

Nearly half of all millennials are 90 days behind on at least one of their bills—but members of Generation X are right on their heels. Data from Experian’s latest...

Why Do Minneapolis-St. Paul Residents Have the Highest Credit Scores in the US?

January 12, 2018

The temperatures may be low in the Gopher state, but the credit scores are high, according to Experian’s latest annual State of Credit study. The Minneapolis-St. Paul area boasts...

How Much Credit Should I Use?

January 11, 2018

Credit cards can be wonderful tools if you know how to use them to your advantage. One key thing to keep in mind while using your credit cards is...

Your Phone and Computer Are at Risk: Here’s What You Need To Know About Meltdown and Spectre

January 11, 2018

Security researchers have discovered two major security flaws—Spectre and Meltdown—affecting billions of computers, laptops, cell phones, servers, and cloud operating systems made in the last two decades, it was...

What Credit Card Should I Get?

January 8, 2018

Which credit card you should get depends on several factors unique to you, your needs and your credit history. Don’t apply for the first card that comes your way;...

20 Types of Identity Theft and Fraud

January 5, 2018

Identity theft has become big business for criminals: 15.4 million Americans were victims of identity theft in 2016. Make sure you understand how to check your credit report for...

Can I Get A Mortgage With Bad Credit?

January 5, 2018

So, you want to get a mortgage, but your credit score is not so good. There are probably more than a few questions swirling in your head right now....

What Is APR?

January 5, 2018

Whether it’s a credit card, mortgage or other types of credit, every form of credit comes with costs, including interest and fees. Find out all about APR.

What Is a Subsidized Loan?

January 4, 2018

A subsidized loan, or direct subsidized loan, is a federal loan for undergraduate college students who are still in school, and need for help to pay for tuition and...

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