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Best rewards cards of 2026

Compare cards from our partners that earn points, cash back or miles on everyday spending.

Offers from our partners

Citi Double Cash® Card

Intro APR:0% for 18 months on Balance Transfers

Ongoing APR:18.24% - 28.49% (Variable)

Rewards:2% (cash back)

Annual Fee:$0

Blue Cash Everyday® Card from American Express

Intro bonus:As High As $200 Cash Back. Find Out Your Offer.

Intro APR:0% on Purchases and Balance Transfers for 15 months

Ongoing APR:19.49%-28.49% Variable

Rewards:1% - 3% (cash back)

Annual Fee:$0

Wells Fargo Active Cash® Card

Intro bonus:$100

Intro APR:0% intro APR for 12 months from account opening on purchases and qualifying balance transfers

Ongoing APR:XX.XX%, XX.XX%, or XX.XX% Variable APR

Rewards:2% (Cash Rewards)

Annual Fee:$0

Credit One Bank® American Express® for Rebuilding Credit

Ongoing APR:29.74% Variable

Rewards:1% (cash back)

Annual Fee:$75 First year. $99 thereafter, billed monthly at $8.25

American Airlines AAdvantage® MileUp® Card

Intro APR:0% for 15 months on Balance Transfers

Ongoing APR:19.49% - 29.49% (Variable)

Rewards:2x (Miles per dollar)

Annual Fee:$0

Citi Strata Premier® Card

Intro bonus:60,000 Points

Ongoing APR:19.49% - 27.49% (Variable)

Rewards:1x - 10x (Points per dollar)

Annual Fee:$95

First Latitude Secured Mastercard® Cash Back Rewards

Ongoing APR:27.49% Variable

Rewards:1% - 10% (cash back)

Annual Fee:$0

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Ongoing APR:19.49% - 29.49% (Variable)

Rewards:2x (Miles per dollar)

Annual Fee:$99, waived for first 12 months

Avant® Cashback Rewards Mastercard® logo.

Avant® Cashback Rewards Mastercard®

Ongoing APR:35.99%*

Rewards:1% (cash back)

Annual Fee:$75*

AT&T Points Plus® Card from Citi logo.

AT&T Points Plus® Card from Citi

Intro bonus:$200

Ongoing APR:19.49% - 27.49% (Variable)

Rewards:1x - 3x (Points per dollar)

Annual Fee:$0

Avant® Cashback Rewards Mastercard® logo.

Avant® Cashback Rewards Mastercard®

Ongoing APR:35.99%*

Rewards:1% (cash back)

Annual Fee:$75 first year; then $99/year

Avant® Cashback Rewards Mastercard® logo.

Avant® Cashback Rewards Mastercard®

Ongoing APR:35.99%*

Rewards:1% (cash back)

Annual Fee:$39*

First Progress Prestige Secured Mastercard® Cash Back Rewards

Ongoing APR:13.49% Variable

Rewards:1% - 10% (cash back)

Annual Fee:$49

Credit One Bank® Platinum Rewards Visa® Card

Ongoing APR:29.74% Variable

Rewards:1% (cash back)

Annual Fee:$39

Hilton Honors American Express Card

Intro bonus:80,000 Points

Ongoing APR:19.49%-28.49% Variable

Rewards:3x - 7x (Points per dollar)

Annual Fee:$0

Delta SkyMiles® Reserve American Express Card

Intro bonus:As High As 100,000 Bonus Miles. Find Out Your Offer.

Ongoing APR:19.49%-28.49% Variable

Rewards:1x - 3x (Miles per dollar)

Annual Fee:$650

Delta SkyMiles® Gold American Express Card

Intro bonus:As High As 80,000 Bonus Miles. Find Out Your Offer.

Ongoing APR:19.49%-28.49% Variable

Rewards:1x - 2x (Miles per dollar)

Annual Fee:$0 introductory annual fee for the first year, then $150.

Credit One Bank® Premier American Express® Unlimited Rewards Card

Ongoing APR:29.74% Variable

Rewards:1% (cash back)

Annual Fee:$0

Hilton Honors American Express Surpass® Card

Intro bonus:130,000 Points

Ongoing APR:19.49%-28.49% Variable

Rewards:3x - 12x (Points per dollar)

Annual Fee:$150

Delta SkyMiles® Blue American Express Card

Intro bonus:10,000 Miles

Ongoing APR:19.49%-28.49% Variable

Rewards:1x - 2x (Miles per dollar)

Annual Fee:$0

Marriott Bonvoy Bevy® American Express® Card

Intro bonus:125,000 Bonus Points + a $150 Statement Credit

Ongoing APR:19.49%-28.49% Variable

Rewards:2x - 6x (Points per dollar)

Annual Fee:$250

Hilton Honors American Express Aspire Card logo.

Hilton Honors American Express Aspire Card

Intro bonus:150,000 Points

Ongoing APR:19.49%-28.49% Variable

Rewards:3x - 14x (Points per dollar)

Annual Fee:$550

Ollo Everyday Rewards logo.

Ollo Everyday Rewards

Ongoing APR:23.99%-29.99% Variable

Rewards:1% - 3% (cash back)

Annual Fee:$0

Wells Fargo Active Cash® Card logo.

Wells Fargo Active Cash® Card

Intro bonus:$100

Intro APR:0% intro APR for 12 months from account opening on purchases and qualifying balance transfers

Ongoing APR:XX.XX%, XX.XX%, or XX.XX% Variable APR

Rewards:2% (Cash Rewards)

Annual Fee:$0

Citi® / AAdvantage® Globe™ Mastercard® logo.

Citi® / AAdvantage® Globe™ Mastercard®

Ongoing APR:19.49% - 29.49% (Variable)

Rewards:1x - 6x (Miles per dollar)

Annual Fee:$350

Avant® Cashback Rewards Mastercard® - $500 Credit Limit logo.

Avant® Cashback Rewards Mastercard® - $500 Credit Limit

Ongoing APR:35.99%*

Rewards:1% (cash back)

Annual Fee:$125 first year; then $125.04/year ($10.42/mo)

Avant® Cashback Rewards Mastercard® logo.

Avant® Cashback Rewards Mastercard®

Ongoing APR:29.99%*

Rewards:1% (cash back)

Annual Fee:$0*

Avant® Cashback Rewards Mastercard® logo.

Avant® Cashback Rewards Mastercard®

Ongoing APR:35.99%*

Rewards:1% (cash back)

Annual Fee:$75*

Bank of America® Customized Cash Rewards credit card

Intro bonus:$200

Intro APR:X% Intro APR for XX billing cycles for purchases, and for any balance transfers made in the first XX days

Ongoing APR:17.49% - 27.49% Variable

Rewards:1% - 6% (cash back)

Annual Fee:$0

Bank of America® Unlimited Cash Rewards credit card

Intro bonus:$250

Intro APR:0% Intro APR on purchases and qualifying balance transfers for 15 billing cycles

Ongoing APR:17.49% - 27.49% Variable

Rewards:1.5% (cash back)

Annual Fee:$0

See all our best rewards credit cards for 2026.

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About the author

Allison Martin is a Certified Financial Education Instructor (CFEI), syndicated financial writer and author. Her work has been featured in The Wall Street Journal, ABC, MSN Money, Yahoo! Finance, Fox Business, Investopedia, The Simple Dollar and a host of other publications.

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