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Best rewards cards of 2026
Compare cards from our partners that earn points, cash back or miles on everyday spending.
Offers from our partners
Citi Double Cash® Card
Intro APR:0% for 18 months on Balance Transfers
Ongoing APR:18.24% - 28.49% (Variable)
Rewards:2% (cash back)
Annual Fee:$0
Blue Cash Everyday® Card from American Express
Intro bonus:As High As $200 Cash Back. Find Out Your Offer.
Intro APR:0% on Purchases and Balance Transfers for 15 months
Ongoing APR:19.49%-28.49% Variable
Rewards:1% - 3% (cash back)
Annual Fee:$0
Wells Fargo Active Cash® Card
Intro bonus:$100
Intro APR:0% intro APR for 12 months from account opening on purchases and qualifying balance transfers
Ongoing APR:XX.XX%, XX.XX%, or XX.XX% Variable APR
Rewards:2% (Cash Rewards)
Annual Fee:$0
Credit One Bank® American Express® for Rebuilding Credit
Ongoing APR:29.74% Variable
Rewards:1% (cash back)
Annual Fee:$75 First year. $99 thereafter, billed monthly at $8.25
American Airlines AAdvantage® MileUp® Card
Intro APR:0% for 15 months on Balance Transfers
Ongoing APR:19.49% - 29.49% (Variable)
Rewards:2x (Miles per dollar)
Annual Fee:$0
Citi Strata Premier® Card
Intro bonus:60,000 Points
Ongoing APR:19.49% - 27.49% (Variable)
Rewards:1x - 10x (Points per dollar)
Annual Fee:$95
First Latitude Secured Mastercard® Cash Back Rewards
Ongoing APR:27.49% Variable
Rewards:1% - 10% (cash back)
Annual Fee:$0
Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
Ongoing APR:19.49% - 29.49% (Variable)
Rewards:2x (Miles per dollar)
Annual Fee:$99, waived for first 12 months
Intro bonus:$200
Ongoing APR:19.49% - 27.49% (Variable)
Rewards:1x - 3x (Points per dollar)
Annual Fee:$0
Ongoing APR:35.99%*
Rewards:1% (cash back)
Annual Fee:$75 first year; then $99/year
First Progress Prestige Secured Mastercard® Cash Back Rewards
Ongoing APR:13.49% Variable
Rewards:1% - 10% (cash back)
Annual Fee:$49
Credit One Bank® Platinum Rewards Visa® Card
Ongoing APR:29.74% Variable
Rewards:1% (cash back)
Annual Fee:$39
Hilton Honors American Express Card
Intro bonus:80,000 Points
Ongoing APR:19.49%-28.49% Variable
Rewards:3x - 7x (Points per dollar)
Annual Fee:$0
Delta SkyMiles® Reserve American Express Card
Intro bonus:As High As 100,000 Bonus Miles. Find Out Your Offer.
Ongoing APR:19.49%-28.49% Variable
Rewards:1x - 3x (Miles per dollar)
Annual Fee:$650
Delta SkyMiles® Gold American Express Card
Intro bonus:As High As 80,000 Bonus Miles. Find Out Your Offer.
Ongoing APR:19.49%-28.49% Variable
Rewards:1x - 2x (Miles per dollar)
Annual Fee:$0 introductory annual fee for the first year, then $150.
Credit One Bank® Premier American Express® Unlimited Rewards Card
Ongoing APR:29.74% Variable
Rewards:1% (cash back)
Annual Fee:$0
Hilton Honors American Express Surpass® Card
Intro bonus:130,000 Points
Ongoing APR:19.49%-28.49% Variable
Rewards:3x - 12x (Points per dollar)
Annual Fee:$150
Delta SkyMiles® Blue American Express Card
Intro bonus:10,000 Miles
Ongoing APR:19.49%-28.49% Variable
Rewards:1x - 2x (Miles per dollar)
Annual Fee:$0
Marriott Bonvoy Bevy® American Express® Card
Intro bonus:125,000 Bonus Points + a $150 Statement Credit
Ongoing APR:19.49%-28.49% Variable
Rewards:2x - 6x (Points per dollar)
Annual Fee:$250
Intro bonus:150,000 Points
Ongoing APR:19.49%-28.49% Variable
Rewards:3x - 14x (Points per dollar)
Annual Fee:$550
Intro bonus:$100
Intro APR:0% intro APR for 12 months from account opening on purchases and qualifying balance transfers
Ongoing APR:XX.XX%, XX.XX%, or XX.XX% Variable APR
Rewards:2% (Cash Rewards)
Annual Fee:$0
Ongoing APR:19.49% - 29.49% (Variable)
Rewards:1x - 6x (Miles per dollar)
Annual Fee:$350
Ongoing APR:35.99%*
Rewards:1% (cash back)
Annual Fee:$125 first year; then $125.04/year ($10.42/mo)
Bank of America® Customized Cash Rewards credit card
Intro bonus:$200
Intro APR:X% Intro APR for XX billing cycles for purchases, and for any balance transfers made in the first XX days
Ongoing APR:17.49% - 27.49% Variable
Rewards:1% - 6% (cash back)
Annual Fee:$0
Bank of America® Unlimited Cash Rewards credit card
Intro bonus:$250
Intro APR:0% Intro APR on purchases and qualifying balance transfers for 15 billing cycles
Ongoing APR:17.49% - 27.49% Variable
Rewards:1.5% (cash back)
Annual Fee:$0
See all our best rewards credit cards for 2026.
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Compare accountsAbout the author
Allison Martin is a Certified Financial Education Instructor (CFEI), syndicated financial writer and author. Her work has been featured in The Wall Street Journal, ABC, MSN Money, Yahoo! Finance, Fox Business, Investopedia, The Simple Dollar and a host of other publications.
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