John Ulzheimer

John Ulzheimer is a recognized expert on credit reporting, credit scoring and identity theft. With over 29 years of industry experience, including time with both FICO and Equifax, John is one of the few recognized credit experts who actually comes from the credit industry.

He has written four books and thousands of articles about credit since 2004 and is a frequent commentator on credit-related issues for various outlets including CNBC, U.S. News and World Report, Kiplinger, American Banker, The Wall Street Journal, The New York Times, Consumer Reports, MarketWatch, Forbes, and other regional business and consumer media.

Since 2006, John has been a regular guest lecturer at The University of Georgia; in 2016, John began guest lecturing at The Emory University School of Law. John has served as an expert witness in over 450 credit -related lawsuits and has been qualified to testify in both federal and state courts.