Balance transfers

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What others are reading

Smiling man is sitting on a couch and checking his credit card balance on his smartphone

What Happens to Your Old Credit Card After a Balance Transfer?

You can cancel or keep open your old card once you've transferred the balance to a new one...

Brianna McGurran profile imageBy Brianna McGurran
Jan 21, 2025

Can You Transfer a Personal Loan to a Balance Transfer Card?

Gayle Sato profile imageBy Gayle Sato
Sep 23, 2021

How Does a Balance Transfer Affect Your Credit Score?

Brianna McGurran profile imageBy Brianna McGurran
Apr 15, 2024

What Is a Balance Transfer Fee?

Karen Axelton profile imageBy Karen Axelton
Feb 23, 2024

How to Do a Balance Transfer in 5 Steps

Karen Axelton profile imageBy Karen Axelton
Dec 4, 2022

What Are Balance Transfer Credit Cards?

Louis DeNicola profile imageBy Louis DeNicola
Mar 19, 2024

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The latest from our experts

Do Balance Transfers Earn Rewards?

While you can't earn rewards on a balance transfer, you may earn rewards on qualifying pur...

LaToya Irby profile imageBy LaToya Irby
May 4, 2024

Why Was My Balance Transfer Request Denied?

Balance transfer requests may be denied if your credit limit isn't high enough or you're t...

Karen Axelton profile imageBy Karen Axelton
Feb 14, 2024

7 Balance Transfer Terms You Need to Know

You may be able to use a balance transfer offer to manage and pay off your debts. But lear...

Louis DeNicola profile imageBy Louis DeNicola
Jan 24, 2024

10 Balance Transfer Credit Card Mistakes to Avoid

Costly balance transfer mistakes include missing the deadline and making high-interest pur...

LaToya Irby profile imageBy LaToya Irby
Jan 8, 2024

What’s the Difference Between a Balance Transfer and Cash Advance?

Balance transfers can be beneficial, but a cash advance is almost always a bad idea. Learn...

LaToya Irby profile imageBy LaToya Irby
Jan 4, 2024

Can I Get a Balance Transfer Card With Bad Credit?

It may not be possible to get approved for a balance transfer card with bad credit, but th...

Brianna McGurran profile imageBy Brianna McGurran
Dec 18, 2023

Pros and Cons of Balance Transfer Cards

Balance transfer cards can save you money on interest and be part of a smart debt repaymen...

Bev O'Shea profile imageBy Bev O'Shea
Sep 21, 2023

How to Avoid Balance Transfer Fees on Your Credit Card

Most balance transfer credit cards charge fees to transfer a balance, but some don't. Here...

Karen Axelton profile imageBy Karen Axelton
Aug 30, 2023

Can I Do a Balance Transfer to an Existing Card?

If there's time remaining on an offer, you can do a balance transfer to an existing credit...

Bev O'Shea profile imageBy Bev O'Shea
Jun 30, 2023

3 Alternatives to a Balance Transfer

A balance transfer credit card won't always work, but you can try one of these three alter...

Louis DeNicola profile imageBy Louis DeNicola
Dec 15, 2022

How Long Does a Balance Transfer Take?

If you’re trying to complete a balance transfer, knowing how long the process takes can he...

Ben Luthi profile imageBy Ben Luthi
Nov 8, 2022

Should I Close My Account After I Transfer the Balance to a New Card?

Closing a paid-off credit card can negatively impact your credit score because it may incr...

Jennifer White profile imageBy Jennifer White
Oct 14, 2022

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