Auto loans

Understand the ins and outs of auto loans and how to find the best option for financing your next car.

Check your FICO® Score for free

Get started

Take action with these tools

Free Experian app

Manage your finances any time, anywhere on your phone.

Download the free app

Free credit report

Get access to your free Experian credit report and FICO® ScoreΘ.

Experian Boost®

Instantly raise your credit scores for free—just by paying your bills.ø

Car payment calculator

Compare estimated payments with different term lengths and rates.

Best personal loans

Fund home improvement projects, cover expenses and more.

What others are reading

Happy man getting out of his new car

Average Car Loan Interest Rates by Credit Score

If you’re thinking about buying a car, it’s important to consider how your credit score af...

Ben Luthi profile imageBy Ben Luthi
Oct 14, 2024

What Is a Good Credit Score for an Auto Loan?

Ben Luthi profile imageBy Ben Luthi
Apr 27, 2023

What Happens if I Return My Car to the Lender Before I Finish Paying It Off?

Karen Axelton profile imageBy Karen Axelton
Nov 20, 2020

What to Do if You Can’t Afford Your Car Payment

Ben Luthi profile imageBy Ben Luthi
Sep 27, 2024

When Will Auto Loan Rates Go Down?

Ben Luthi profile imageBy Ben Luthi
Feb 19, 2025

Does Paying Off a Car Loan Help or Hurt My Credit?

Karen Axelton profile imageBy Karen Axelton
Jul 20, 2019

Explore more topics

The latest from our experts

Car Insurance Premium vs. Deductible: What’s the Difference?

When you purchase car insurance, you’re responsible for two costs: your premium and your d...

Jennifer Brozic profile imageBy Jennifer Brozic
Apr 2, 2026

Hybrid vs. Electric Cars: Which Offer Better Savings?

In most cases, electric vehicles (EVs) save you more money over the long term, especially ...

Ben Luthi profile imageBy Ben Luthi
Apr 2, 2026

Can You Buy a Car With a Debit Card?

Some dealerships accept debit cards as payment for cars, but often only for partial paymen...

Karen Axelton profile imageBy Karen Axelton
Feb 6, 2026

How to Replace a Lost Car Title

If you’ve lost your car title, or it was stolen or damaged to the point it’s no longer leg...

Tim Maxwell profile imageBy Tim Maxwell
Feb 6, 2026

How Long Does It Take to Buy a Car?

Buying a car can take anywhere from an hour to several hours at the dealership, but the fu...

Ben Luthi profile imageBy Ben Luthi
Jan 30, 2026

Should You Buy a Car in 2026?

Few purchases feel as satisfying as driving home in a new car. But timing that purchase de...

Ben Luthi profile imageBy Ben Luthi
Dec 22, 2025

What Is Title Washing?

Before you buy a used car, you’ll want to check its title. This can be an effective way to...

Tim Maxwell profile imageBy Tim Maxwell
Nov 21, 2025

What Is a Captive Finance Company?

A captive finance company is a subsidiary of a manufacturing or retail parent company that...

Ben Luthi profile imageBy Ben Luthi
Oct 17, 2025

Do Aftermarket Parts Impact Your Car’s Value?

Whether you’re upgrading your vehicle or just having repairs done, your mechanic may ask i...

Kim Porter profile imageBy Kim Porter
Aug 13, 2025

How Many EVs Are in the US?

Nationwide, there were about 4 million electric vehicles (EVs) on the road in 2024, accoun...

Karen Axelton profile imageBy Karen Axelton
Jul 22, 2025

What Are the Most Popular Cars and Brands in the US?

The most popular cars in the U.S. are a mix of trucks and SUVs. Whether you’re looking for...

Ben Luthi profile imageBy Ben Luthi
Jul 18, 2025

8 Car Loan Scams and Red Flags to Look Out For

It’s important to be on the lookout for scams when shopping for a car loan. Predatory lend...

Ben Luthi profile imageBy Ben Luthi
Jul 14, 2025

Experian is a globally recognized financial leader, empowering millions to take control of their finances. With innovative tools and expert guidance, we’re here to help you manage your credit, protect your identity, and save on loans, credit cards, and more. Our goal is simple: to help bring Financial Power to All™.

Support

Education & advice

Credit resources

Experian app.

Download the free Experian appCarry trusted financial tools with you

Download from the Apple App Store.Get it on Google Play.
Experian's Diversity logo.

Experian’s Inclusion and BelongingLearn more how Experian is committed

Data privacy logo.

Data privacyYour privacy choices