The best credit cards for students of 2023
Start your credit journey while you’re still in school with a card matched to your unique credit profile.
Get started early
Build good credit now to make it easier to buy a car or get approved for rent.
Be prepared for emergencies
While you build up savings, a credit card could help cover unexpected expenses.
Learn to manage your money
Practice good financial habits like, paying off your balance each month.
All student credit cards
2 partner offers
0% Intro APR on Purchases and 10.99% Intro APR on Balance Transfers for 6 months
18.24% - 27.24% Variable APR
1%-5% (cash back)
Advertiser Disclosure: The offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.
Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any offer.
*For complete information, see the offer terms and conditions on the issuer or partner's website. Once you click apply you will be directed to the issuer or partner's website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.
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How to find the best credit cards for students
Consider annual fees
See if the extra perks outweigh the cost of the annual fee.
Look for 3-bureau reporting
Build your credit with a card that reports to all 3 credit bureaus.
Compare rewards and perks
Some cards may offer cash back or other benefits.
Check international fees
See if there’s foreign transaction fees if you plan to travel abroad.
Start with your FICO® ScoreΘ and see card offers matched to your credit profile.Get started for free
ΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.