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6.06%
8.66%
8.04%
6.15%
7.03%
6.59%
2.65%
0.47%
April 2026
1.60%
2.73%
0.45%
0.92%
$2,046
$2,330
That's 10 basis points higher than last month's average rate of 6.00%.
That's 1 basis point lower than the national average refinance rate of 7.07%.
The current average five-year ARM rate in UT is 6.41%, 9 basis points higher than last month’s average rate, which was 6.32%.
$63,330
2026
$645,000

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About the author

Kim Porter began her career as a writer and an editor focusing on personal finance in 2010 and has since been published everywhere from Yahoo! Finance to U.S. News & World Report, Credit Karma, USA Today, Fortune and more.

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