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6.32%
8.61%
8.06%
6.26%
7.50%
6.81%
2.86%
0.45%
September 2026
1.59%
2.70%
0.66%
1.02%
$2,158
$2,374
That's 18 basis points higher than last month's average rate of 6.18%.
That's the same as the national average refinance rate.
The current average five-year ARM rate in UT is 6.50%, 10 basis points higher than last month’s average rate, which was 6.40%.
$65,675
2026
$657,000 test1

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About the author

Kim Porter began her career as a writer and an editor focusing on personal finance in 2010 and has since been published everywhere from Yahoo! Finance to U.S. News & World Report, Credit Karma, USA Today, Fortune and more.

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