Token Test
6.02%
8.77%
8.08%
6.24%
7.30%
6.52%
2.75%
0.45%
July 2026
1.60%
2.71%
0.66%
0.98%
$2,139
$2,330
That's 1 basis point higher than last month's average rate of 6.08%.
That's 1 basis point higher than the national average refinance rate of 7.04%.
The current average five-year ARM rate in UT is 6.26%, 14 basis points lower than last month’s average rate, which was 6.40%.
$65,675
2026
$657,000
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About the author
Kim Porter began her career as a writer and an editor focusing on personal finance in 2010 and has since been published everywhere from Yahoo! Finance to U.S. News & World Report, Credit Karma, USA Today, Fortune and more.
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