Token Test
6.88%
8.84%
8.18%
6.89%
8.17%
7.20%
3.00%
0.45%
October 2026
1.62%
2.77%
0.70%
1.03%
$2,270
$2,512
That's 56 basis points higher than last month's average rate of 6.36%.
That's 1 basis point higher than the national average refinance rate of 7.89%.
The current average five-year ARM rate in UT is 6.95%, 45 basis points higher than last month’s average rate, which was 6.50%.
$65,675
2026
$659,000 test1
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About the author
Kim Porter began her career as a writer and an editor focusing on personal finance in 2010 and has since been published everywhere from Yahoo! Finance to U.S. News & World Report, Credit Karma, USA Today, Fortune and more.
Read more from Kim