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5.87%
8.70%
8.04%
6.06%
7.12%
6.51%
2.69%
0.46%
May 2026
1.59%
2.73%
0.44%
0.91%
$2,117
$2,332
That's 20 basis points lower than last month's average rate of 6.10%.
That's 1 basis point higher than the national average refinance rate of 6.86%.
The current average five-year ARM rate in UT is 6.28%, 13 basis points lower than last month’s average rate, which was 6.41%.
$65,555
2026
$657,000

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About the author

Kim Porter began her career as a writer and an editor focusing on personal finance in 2010 and has since been published everywhere from Yahoo! Finance to U.S. News & World Report, Credit Karma, USA Today, Fortune and more.

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