The value of establishing a credit score
Importance of Establishing Credit When Young
Dear Experian, Why is it important to establish credit while you're young? If I don’t establish any credit will it affect my future and why?...
May 30, 2019 • 3 min read
Why Do You Want a Good Credit Score?
Good credit scores are an important part of your financial health, saving you money and providing opportunities to get credit.
January 8, 2019 • 5 min read
Ways to establish a credit score
How to Build Credit
When you're ready to open a credit card or take out a loan, the credit card company or lender will check your credit report...
12 min read
How to Establish Credit If You’re Unscoreable
You can't have a credit score if you don't have a credit history. Learn how to build credit and become scoreable.
July 24, 2019 • 4 min read
A Guide to Establishing Credit for the First Time
There are many ways to establish credit when you\u2019re young, and starting early could the transition into adulthood easier.
July 13, 2019 • 7 min read
Ways to improve a credit score
How Can I Increase My Credit Score?
Dear Experian, How can I get my score higher? - DDE Dear DDE, Credit scores measure the level of risk a lender takes when...
August 30, 2019 • 3 min read
How to Improve Your Credit Score
There are steps you can take to increase your credit score, and the sooner you address certain factors, the faster your credit score will...
December 18, 2018 • 9 min read
How to Improve Credit When Living Paycheck to Paycheck
Getting caught in the paycheck-to-paycheck trap can wreak havoc on your credit. We show you how to improve your credit even on a tight...
March 29, 2019 • 4 min read
Factors that impact a credit score
What Affects Your Credit Scores?
Knowing what factors and types of accounts affect your credit score is the first step to improving your credit which could save you thousands over...
7 min read
What Factor Has the Biggest Impact on Your Credit Score?
The largest factor impacting your credit is your payment history, which makes up 35% of your FICO Score.
August 25, 2019 • 3 min read
Do Rejected Credit Applications Affect Your Credit Scores?
A rejection won't impact your credit score, but hard inquiries might hurt it. Try getting preapproved to avoid unnecessary hard inquiries and denials.
November 26, 2019 • 3 min read
Ways to check one’s credit score
How Do You Check Your Credit Score?
A credit score is calculated by running information on your credit report to determine how creditworthy you are. Find out how you can get...
3 min read
Ways to obtain a free copy of one’s credit report
My Credit Report
Your personal credit report contains details about your financial behavior. Learn more about Experian resources that can help you with your credit report.
2 min read
About Checking Your Credit Report
When you apply for a new credit card, loan or extension of credit, the potential lender will most likely check your credit report before...
2 min read
Ways to dispute an error in one’s credit report
How to Dispute Credit Report Information
Here's how to request corrections to information in your credit reports a process known as a dispute.
6 min read