- Earn 6% cash back for the first year in the category of your choice. You’ll automatically earn 2% cash back at grocery stores and wholesale clubs, and unlimited 1% cash back on all other purchases. After the first year from account opening, you’ll earn 3% cash back on purchases in your choice category.
- Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.
- Help establish, strengthen or even rebuild your credit with a card that earns you cash back on purchases.
- Open your account with a security deposit ($200-$5,000). Upon credit approval your required deposit is used, in combination with your income and your ability to pay, to help establish your credit line.
- No annual fee and cash rewards don’t expire as long as your account remains open.
- Turn daily purchases into everyday wins. Simply use your Customized Cash Rewards credit card for the things you already buy – from gifts to groceries – BofA Rewards™ members earn more cash back.
- For applicants who qualify, more favorable terms and pricing may be available through our unsecured products.
- Secured cards are not eligible for a new account bonus, like a statement credit offer, and introductory APRs are not available.
Bank of America® Customized Cash Rewards secured credit card
Bank of America is an Experian Partner
Recommended FICO® ScoreΘ
Fair - Good, Rebuilding
Annual Fee: | $0 |
|---|---|
Intro APR: | N/A* |
Ongoing APR: | See Terms |
Ongoing Balance Transfer APR: | See Terms |
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