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Capital One Platinum Credit Card

Capital One is an Experian Partner

Capital One Platinum Credit Card logo.

Capital One Platinum Credit Card

90%
would recommend
Rates and fees

Recommended FICO® ScoreΘ

Fair, New to Credit

Annual Fee:

$0

Intro APR:

N/A*

Ongoing APR:

28.99% (Variable)

Ongoing Balance Transfer APR:

28.99% (Variable)

  • No annual or hidden fees. See if you're approved in seconds
  • Be automatically considered for a higher credit line in as little as 6 months
  • Help build your credit through responsible use of a card like this
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app
  • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Top rated mobile app

  • No annual fee

  • Considered for a higher credit limit within as little as 6 months

  • May qualify with limited or fair credit

  • No foreign transaction fees

  • High APR

  • Low starting credit limit

  • No rewards

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Capital One Platinum Credit Card reviews

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

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