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Citi® Diamond Preferred® Card

Citi Credit Cards is an Experian Partner

Citi® Diamond Preferred® Card logo.

Citi® Diamond Preferred® Card

89%
would recommend
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Rates and fees

Recommended FICO® ScoreΘ

Good - Exceptional

Annual Fee:

$0

Intro APR:

0% for 21 months on Balance Transfers and 12 months on Purchases

Ongoing APR:

16.49% - 27.24% (Variable)

Ongoing Balance Transfer APR:

16.49% - 27.24% (Variable)

Intro bonus:

N/A

  • 0% Intro APR on balance transfers for 21 months and on purchases for 12 months from date of account opening. After that the variable APR will be 16.49% - 27.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • No Annual Fee - our low intro rates and all the benefits don't come with a yearly charge.
  • Buy now and pay later. Split your payment for eligible purchases of $75 or more into a fixed payment with Citi® Flex Pay.
  • Get free access to your FICO® Score online.

  • Lengthy 0% APR intro period on balance transfers

  • No annual fee

  • 0% APR intro period on new purchases

  • Purchases made internationally incur a fee

  • High cash advance fee

  • No reward earnings possible

  • Limited long-term benefits

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Citi® Diamond Preferred® Card reviews

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

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