- 0% Intro APR on balance transfers and purchases for 18 months from date of account opening. After that, the variable APR will be 17.49% - 28.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- No Late Fees, No Penalty Rate, and No Annual Fee... Ever
- $0 liability on unauthorized charges.
Citi Simplicity® Card
Citi Credit Cards is an Experian Partner
Recommended FICO® ScoreΘ
Good - Exceptional
Annual Fee: | $0 |
|---|---|
Intro APR: | 0% intro APR for 18 months from account opening on purchases and qualifying balance transfers |
Ongoing APR: | 17.49% - 28.24% (Variable) |
Ongoing Balance Transfer APR: | 17.49% - 28.24% (Variable) |
Intro bonus: | N/A |
Review Snapshot
Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.
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