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Citi Strata Premier® Card

Citi Credit Cards is an Experian Partner

Citi Strata Premier® Card logo.

Citi Strata Premier® Card

90%
would recommend
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Rates and fees

Recommended FICO® ScoreΘ

Good - Exceptional

Annual Fee:

$95

Intro APR:

N/A*

Ongoing APR:

19.49% - 27.49% (Variable)

Ongoing Balance Transfer APR:

19.49% - 27.49% (Variable)

Intro bonus:

Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.

  • Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
  • Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
  • Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
  • Earn 1 Point per $1 spent on all other purchases
  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

  • Excellent rewards on everyday spending categories and travel

  • Points are transferable to airline partners

  • Offers an annual hotel savings benefit

  • Generous intro bonus

  • Charges an annual fee

  • Above average APR range

  • Points transfer options can be limited

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Citi Strata Premier® Card reviews

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

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