Credit One Bank^® Platinum Rewards Visa^® Card

Credit One Bank is an Experian Partner

Terms Apply

Recommended FICO^® Score^Θ

Fair - Exceptional

Annual Fee:	$39
Intro APR:	N/A*
Ongoing APR:	29.74% Variable
Ongoing Balance Transfer APR:	N/A*

Card details

Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services^±
With $0 Fraud Liability, you won't be responsible for unauthorized charges^±
Automatic reviews for credit line increase opportunities
Choose your monthly payment due date for added convenience^±
Never miss an account update with customizable text and email alerts
Manage your account on-the-go with the Credit One Bank mobile app
^±Terms Apply

Pros and cons

Cash back rewards on eligible purchases
$0 fraud liability

Higher APR than similar cards
No balance transfers allowed

See all Credit One Bank offers

Review Snapshot

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the banks, lenders and credit card companies.

Offer pros and cons are determined by our editorial team, based on independent research. The banks, lenders, and credit card companies are not responsible for any content posted on this site and do not endorse or guarantee any reviews.

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Advertiser Disclosure: The offers that appear on this site are from third party companies that may compensate Experian Consumer Services when consumers engage with them, for example, by clicking an offer link, when an application is approved, or when an account is opened. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.

^ΘCredit score calculated based on FICO^® Score 8 model. Your lender or insurer may use a different FICO^® Score than FICO^® Score 8, or another type of credit score altogether. Learn more.

Credit One Bank^® Platinum Rewards Visa^® Card

Review Snapshot

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Credit One Bank® Platinum Rewards Visa® Card

Review Snapshot

Learn more about credit cards

Should You Use a Credit Card for Everyday Purchases?

What Is a Payment Protection Plan?

Do You Have to Be a Student to Get a Student Credit Card?

What Is the Difference Between Credit Card Balance and Utilization?

How Do Retail Credit Cards Affect Your Credit Score?

Does Credit Utilization Include All Credit Cards?

Credit One Bank^® Platinum Rewards Visa^® Card