Platinum

Navy Federal Credit Union is an Experian Partner

Platinum logo.

Platinum

Recommended FICO® ScoreΘ

Fair - Exceptional

Annual Fee:

$0

Intro APR:

None

Ongoing APR:

6.99% - 18% Variable

Ongoing Balance Transfer APR:

6.99% - 18% Variable

  • Save on interest with an APR as low as 6.99%
  • No Foreign Transaction Fee
  • No Balance Transfer Fee
  • No annual fee

  • No balance transfer fee

  • No foreign transaction fee

  • Low APR

  • Need to be a member of Navy Federal to open account

  • No rewards

See all Navy Federal Credit Union offers

Learn more about credit cards

How Do Credit Card Extended Warranties Work?

3 min • Jun 18, 2026

Credit Card Basics

APR vs. APY: What's the Difference?

4 min • Jun 26, 2026

Apr

Does Closing a Credit Card Hurt Your Credit?

10 min • Jun 30, 2026

Credit Card Basics

What to Do When Your Credit Card Is Discontinued

3 min • Jun 24, 2026

Credit Card Basics

What Is a Cash Advance and How Does It Work?

7 min • Jun 25, 2026

Credit Card Basics