- Find out your exact welcome offer, as high as a $300 statement credit back, after you spend $3,000 on your new Card within the first 6 months of Card Membership. You may not be eligible for the maximum welcome offer.
- Apply with Confidence: Know if you’re approved Card with no impact to your credit score. If you’re approved and you choose to accept this Card, your credit score may be impacted.
- $0 intro annual fee for the first year, then $95.
- Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
- Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 18.74% - 29.74%.
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 6% Cash Back on select U.S. streaming subscriptions.
- 3% Cash Back at U.S. gas stations.
- 3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
- 1% Cash Back on other purchases.
- Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
- $84 Disney Bundle Credit: With your enrolled Blue Cash Preferred Card, spend $9.99 or more each month on an auto-renewing Disney Bundle subscription, to receive a monthly statement credit of $7. Valid only at Disney Plus.com, Hulu.com or Plus.espn.com in the U.S.
- Terms Apply.
Blue Cash Preferred® Card from American Express
American Express is an Experian Partner
Recommended FICO® ScoreΘ
Good - Exceptional
Annual Fee: | $0 intro annual fee for the first year, then $95. |
|---|---|
Intro APR: | 0% on Purchases and Balance Transfers for 12 months |
Ongoing APR: | 18.74%-29.74% Variable |
Ongoing Balance Transfer APR: | 18.74%-29.74% Variable |
Intro Bonus: | Find out your exact welcome offer, as high as a $300 statement credit back, after you spend $3,000 on your new Card within the first 6 months of Card Membership. You may not be eligible for the maximum welcome offer. |
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ΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.