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Tim Maxwell

Tim Maxwell

Tim Maxwell is a former television news journalist turned personal finance writer and credit card expert with over two decades of media experience. His work has been published in Bankrate, Fox Business, Washington Post, USA Today, The Balance, MarketWatch and others. He is also the founder of the personal finance website Incomist. Tim is passionate about financial literacy and empowering people to take control of their finances. When he’s not writing or geeking out over his budget, he enjoys creating memories with his family in the Sierra Nevada mountains.

Popular articles from Tim

Friends paying using contactless payment with credit card at an outdoor cafe in Barcelona.

Should I Pay My Credit Card Bill Early?

Paying your credit card bill on time is crucial, but early payments may create financial b...

Sep 17, 2024Credit card basics

Should I Pay Off My Credit Card Debt in Full or Over Time?

Aug 23, 2023Credit card basics

What Happens When Your 0% Introductory APR Ends

Nov 23, 2023APR

Do You Have to Refinance After a Divorce?

Mar 3, 2023Divorce

Can You Rent a Car With a Secured Credit Card?

May 12, 2024Secured credit cards

Do You Lose Rewards on Returned Purchases?

Mar 29, 2024Rewards credit cards

Latest articles from Tim

How to Find the Interest Rate on Your Car Loan

Not sure what interest rate you’re paying on your car loan? Learn how to find it, calculat...

Feb 19, 2025Auto loans

How to Get a Debt Consolidation Loan

A debt consolidation loan can help you simplify your debt repayment, lower your interest r...

Feb 6, 2025Debt

What to Do if Your Bank Closes Your Account

Banks can close accounts without notification. If your bank closes your account, find out ...

Feb 5, 2025Banking

What Is a Branded Title?

A used car may have a branded title for a number of reasons, including major damage, odome...

Jan 31, 2025Auto insurance

7 Ways to Pay Less Interest on a Car Loan

Lower interest rates can shrink your monthly payment and total costs. Discover how to redu...

Jan 24, 2025Auto loans

Total Loss Settlement Process: How Long Does It Take to Get a Check?

After your car is totaled, you need compensation right away. Here’s how long it takes to g...

Jan 11, 2025Auto loans

Are Red Cars More Expensive to Insure​?

Do red cars really cost more to insure, or is it just a myth? Discover the truth about car...

Jan 10, 2025Auto insurance

Does My Car Insurance Cover Me in Mexico?

Your insurance must meet specific requirements when driving in Mexico. Learn what coverage...

Jan 8, 2025Auto insurance

What to Do if Your Car Is Broken Into

Having your car broken into is jarring, but what you do next is critical. Take these 6 ste...

Jan 7, 2025Auto insurance

Why Did My Car Insurance Go up Without an Accident?

Your car insurance rates can go up without an accident for many reasons. Thankfully, there...

Dec 21, 2024Auto insurance

Short-Term vs. Long-Term Car Loans

Car loans run from 12 months to 96 months. Both short-term and long-term car loans provide...

Dec 9, 2024Auto loans

What Happens to a Car Loan When Someone Dies?

When someone passes away, their car loan doesn't automatically go away. Learn what happens...

Dec 7, 2024Auto loans

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