Banking

Understand how banking works and how to choose the best options for you, from high-yield savings accounts and CDs to checking and money market accounts.

Certificate of deposit (CD)

Checking account

Money market

Savings account

Editors' picks

Young couple deciding how much money to put on their CD account

How Much Money Should I Put in a CD?

By Karen Axelton

Nov 17, 2024Certificate of deposit (CD)

A woman received a statement from the bank about the CD.

What Is a CD?

By Marianne Hayes

Aug 29, 2024Certificate of deposit (CD)

Husband and wife are going through their household finances

What Is Required When Opening a Checking Account?

By Tim Maxwell

Jun 30, 2024Checking account

Young woman checking her finances while sitting on the sofa at home.

8 Things to Know About Savings Accounts

By Marianne Hayes

Jun 25, 2024Savings account

Close-up Of A Businesswoman Giving Cheque To Her Colleague At Workplace In Office

10 Types of Checking Accounts and Their Benefits

By Mel Jones

Jan 3, 2024Checking account

11 Checking Account Terms to Know

By Marianne Hayes

Dec 16, 2023Checking account

A woman working and typing on laptop computer while sitting on balcony with mountains and green nature background.

High-Yield Savings Account vs. Traditional Savings Account

By Jim Akin

Nov 4, 2023Savings account

A student sitting on the couch checking her finances on her phone and writing on a notepad on the coffee table. Her roommate works on a laptop in the background.

Can You Lose Money in a Money Market Account?

By Marianne Hayes

Sep 3, 2023Money market

Side view of woman working at home, using laptop.

How to Open a Money Market Account

By Emily Starbuck Gerson

Jul 24, 2023Money market

Take action with these tools

Experian Smart Money™

Build credit by paying your bills with your digital checking account.

Best high-yield savings

Find the best savings rates for your money—compare top offers now.

Best CD rates

Find the best CD rates for your money—compare top offers now.

Savings calculator

Estimate how much total interest you’ll earn.

Experian BillFixer™

Stop paying for unwanted subscriptions and lower your bills.**

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The latest from our experts

Business Checking vs. Personal Checking Account: What’s the Difference?

Business checking accounts and personal checking accounts are similar, but one key differe...

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Pros and Cons of Short-Term CDs

Certificates of deposit, or CDs for short, can allow you to earn a competitive interest ra...

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Are CDs Safe if the Market Crashes?

Certificates of deposit (CDs) are generally considered safe, even in the event of a market...

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Current Average Savings Interest Rates

The average interest rate you can earn on your savings will depend on the type of account ...

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How Much $10,000 Could Earn in a CD

You can earn $400 by putting $10,000 in a one-year certificate of deposit (CD) at a 4% ann...

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How Much $25,000 Could Earn in a CD

You could earn $1,000 by putting $25,000 in a one-year CD that earns a competitive 4% rate...

By Ben Luthi

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What Are the Withdrawal Limits for Savings Accounts?

While the Federal Reserve no longer requires limits on savings account withdrawals, many b...

By LaToya Irby

Aug 1, 2025Savings account

How Much $1,000 Could Earn in a CD

At an average one-year rate, you could earn 2.4% (or $24.20) on a one-year, $1,000 CD (cer...

By Gayle Sato

Jul 31, 2025Certificate of deposit (CD)

Best 5 Year CD Rates: Over 4% for November 2025

If you’re looking for a low-risk way to grow your money, a certificate of deposit (CD) mig...

By Marianne Hayes

Jul 29, 2025Certificate of deposit (CD)

Best 3 Month CD Rates: Up to 4.25% for November 2025

If you’re looking for a safe place to park your money for a few months while earning a sol...

By Tim Maxwell

Jul 28, 2025Certificate of deposit (CD)

How to Move Money Into a High-Yield Savings Account

Keeping a high balance in your high-yield savings account can help you maximize your inter...

By LaToya Irby

Jul 25, 2025Savings account

Best 1 Year CD Rates: 4% or Higher for November 2025

Certificates of deposit, or CDs for short, typically offer higher interest rates than high...

By Marianne Hayes

Jul 25, 2025Certificate of deposit (CD)

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Banking

Certificate of deposit (CD)

Checking account

Money market

Savings account

Editors' picks

How Much Money Should I Put in a CD?

What Is a CD?

What Is Required When Opening a Checking Account?

8 Things to Know About Savings Accounts

10 Types of Checking Accounts and Their Benefits

11 Checking Account Terms to Know

High-Yield Savings Account vs. Traditional Savings Account

Can You Lose Money in a Money Market Account?

How to Open a Money Market Account

Take action with these tools

Experian Smart Money™

Best high-yield savings

Best CD rates

Savings calculator

Experian BillFixer™

What others are reading

Pros and Cons of Payable-on-Death Bank Accounts

Where to Order Checks: Best Places

Why Was My Debit Card Declined When I Have Money?

What You Need to Know About Bank Account Beneficiary Rules

Does Closing a Bank Account Hurt Your Credit?

How Much $100,000 Could Earn in a CD

The latest from our experts

Business Checking vs. Personal Checking Account: What’s the Difference?

Pros and Cons of Short-Term CDs

Are CDs Safe if the Market Crashes?

Current Average Savings Interest Rates

How Much $10,000 Could Earn in a CD

How Much $25,000 Could Earn in a CD

What Are the Withdrawal Limits for Savings Accounts?

How Much $1,000 Could Earn in a CD

Best 5 Year CD Rates: Over 4% for November 2025

Best 3 Month CD Rates: Up to 4.25% for November 2025

How to Move Money Into a High-Yield Savings Account

Best 1 Year CD Rates: 4% or Higher for November 2025