Looker Tokens List

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Cheapest Series Tokens (Full Tables)

Cheapest Minimum Coverage Car Insurance Carriers in the U.S.
CarrierAnnual CostMonthly Cost
Mercury$1,207$101
Liberty Mutual$1,297$108
SAFECO$1,420$118
Root$1,446$121
Grange$1,626$136

Source: Experian data
Note: Costs above represent insurance quotes, not policy premiums


Cheapest Minimum Coverage Car Insurance Carriers in California
CarrierAnnual CostMonthly Cost
Mercury$1,091$91
Root$1,358$113
GEICO$1,449$121
National General$1,773$148
Bristol West$2,064$172

Source: Experian data
Note: Costs above represent insurance quotes, not policy premiums


Cheapest Full Coverage Car Insurance Carriers in the U.S.
CarrierAnnual CostMonthly Cost
Travelers$1,689$141
Integrity$2,484$207
Grange$2,506$209
Liberty Mutual$2,522$210
Root$2,527$211

Source: Experian data
Note: Costs above represent insurance quotes, not policy premiums


Cheapest Full Coverage Car Insurance Carriers in California
CarrierAnnual CostMonthly Cost
Dairyland Insurance$2,386$199
Mercury$2,569$214
GEICO$3,021$252
Root$3,033$253
National General$4,845$404

Source: Experian data
Note: Costs above represent insurance quotes, not policy premiums


Cheapest Car Insurance Carrier by State
StateCarrierAnnual CostMonthly Cost
AlabamaRoot$1,561$130
AlaskaGEICO$2,525$210
ArizonaLiberty Mutual$1,701$142
ArkansasRoot$1,706$142
CaliforniaDairyland Insurance$2,386$199
ColoradoRoot$2,139$178
ConnecticutSAFECO$2,175$181
DelawareRoot$2,210$184
District of ColumbiaGEICO$3,488$291
FloridaGEICO$2,283$190
GeorgiaRoot$2,885$240
HawaiiGEICO$1,518$127
IdahoGEICO$1,307$109
IllinoisRoot$2,159$180
IndianaLiberty Mutual$1,320$110
IowaLiberty Mutual$950$79
KansasRoot$1,570$131
KentuckyRoot$2,168$181
LouisianaRoot$2,441$203
MaineProgressive$1,183$99
MarylandLiberty Mutual$2,830$236
MassachusettsLiberty Mutual$2,613$218
MichiganProgressive$3,095$258
MinnesotaNational General$1,548$129
MississippiLiberty Mutual$1,750$146
MissouriRoot$2,167$181
MontanaProgressive$1,726$144
NebraskaLiberty Mutual$1,548$129
NevadaRoot$3,317$276
New HampshireProgressive$1,311$109
New JerseyAAA Insurance$2,652$221
New MexicoLiberty Mutual$1,379$115
New YorkProgressive$5,723$477
North CarolinaNational General$1,629$136
OhioLiberty Mutual$1,343$112
OklahomaRoot$1,700$142
OregonLiberty Mutual$1,406$117
PennsylvaniaRoot$1,990$166
Rhode IslandProgressive$3,096$258
South CarolinaProgressive$2,331$194
South DakotaSAFECO$2,028$169
TennesseeRoot$1,737$145
TexasMercury$2,020$168
UtahLiberty Mutual$1,398$117
VirginiaGEICO$1,892$158
WashingtonSAFECO$2,697$225
West VirginiaLiberty Mutual$1,465$122
WisconsinGEICO$1,534$128

Source: Experian data
Note: Costs above represent insurance quotes, not policy premiums


Cheapest Full Coverage Car Insurance for Young Drivers in U.S.
CarrierAnnual CostMonthly Cost
Root$2,821$235
Liberty Mutual$3,579$298
Mercury$3,998$333
SAFECO$4,075$340
Grange$4,171$348

Source: Experian data
Note: Young drivers include those ages 16 to 25; costs above represent insurance quotes, not policy premiums


Cheapest Full Coverage Car Insurance for Young Drivers in California
CarrierAnnual CostMonthly Cost
Root$3,087$257
Dairyland Insurance$3,729$311
Mercury$3,966$331
GEICO$4,913$409
National General$8,076$673

Source: Experian data
Note: Young drivers include those ages 16 to 25; costs above represent insurance quotes, not policy premiums


Cheapest Full Coverage Car Insurance for Seniors in U.S.
CarrierAnnual CostMonthly Cost
Travelers$1,591$133
Liberty Mutual$1,872$156
GEICO$2,018$168
Grange$2,054$171
AAA Insurance$2,085$174

Source: Experian data
Note: Senior drivers include those ages 65 and up; costs above represent insurance quotes, not policy premiums


Cheapest Full Coverage Car Insurance for Seniors in California
CarrierAnnual CostMonthly Cost
Dairyland Insurance$1,750$146
GEICO$2,015$168
Mercury$2,123$177
National General$2,950$246
Root$3,048$254

Source: Experian data
Note: Senior drivers include those ages 65 and up; costs above represent insurance quotes, not policy premiums


Average Series Tokens

Brackets around states in tokens with states are not part of token syntax but used as indicators of state placement.

Average Car Insurance Rates
Token SyntaxToken VariationDescription/Logic
avg1_full_min_us$2,314In Table 1: "Avg Annual Premium"
avg1_full_min_monthly_us$193Calculated Value, rounded to nearest whole number=avg1_full_min_us/12
avg12_full_min_[ca]$2,107In Table 12: Use "Avg Annual Premium" from row from corresponding state
avg12_full_min_monthly_[ca]$176**Calculated Value, rounded to nearest whole number. Final output should be a $ figure.** =avg12_full_min_[state]/12
avg3_min_us$1,545In Table 3: Where "Com/Coll=No", use "Avg Annual Premium" in the row named "Total"
avg3_min_monthly_us$129Calculated Value, rounded to nearest whole number
avg3_full_us$2,878In Table 3: Where "Com/Coll=Yes", use "Avg Annual Premium" in the row named "Total"
avg3_full_monthly_us$240 **Calculated Value, rounded to nearest whole number. Final output should be a $ figure.** =avg3_full_us/12
avg3_full_[ca]$3,075In Table 3: Where "Com/Coll=Yes", use "Avg Annual Premium" from row with corresponding state.
avg3_full_comp_[ca]7%Calculated Value, rounded to nearest whole number = (Table3_FullCoverage_[State] - Table3_Full_National) / Table3_Full_National
avg3_min_[nv]$2,243In Table 3: Where "Com/Coll=No", use "Avg Annual Premium" from row with corresponding state.
avg3_min_comp_[nv]45%Calculated Value, rounded to nearest whole number = (Table3_MinCoverage_[State] - Table3_Min_National) / Table3_Min_National
avg5_full_min_male_us$2,318In Table 5: Where Gender=Male, use ‘Avg Annual Premium' value in row named ‘total.'
avg5_full_min_male_monthly_us$193**Calculated Value, rounded to nearest whole number. Final output should be a $ figure.** =avg5_full_min_male_us/12
avg5_full_min_male_[ca]$2,099In Table 5: Where Gender=Male, use ‘Avg Annual Premium' from row with corresponding state.
avg5_full_min_male_monthly_[ca]$175**Calculated Value, rounded to nearest whole number. Final output should be a $ figure.** =avg5_full_min_male_[state]/12
avg5_full_min_female_us$2,311In Table 5: Where Gender=Female, use ‘Avg Annual Premium' value in row named ‘total.'
avg5_full_min_female_monthly_us $193 **Calculated Value, rounded to nearest whole number. Final output should be a $ figure.** =avg5_full_min_female_us/12
avg5_full_min_female_[nv]$2,983In Table 5: Where Gender=Female, use ‘Avg Annual Premium' from row with corresponding state.
avg5_full_min_female_monthly_[nv]$249**Calculated Value, rounded to nearest whole number. Final output should be a $ figure.** =avg5_full_min_female_[state]/12
avg6_full_min_female_under20_us$3,369In Table 6: Where Gender=Female and Age Tier 10=Under 20, use ‘Avg Annual Premium' value.
avg6_full_min_female_20_29_us$2,661In Table 6: Where Gender=Female and Age Tier 10=20 to 29, use ‘Avg Annual Premium' value.
avg6_full_min_female_30_39_us$2,384In Table 6: Where Gender=Female and Age Tier 10=30 to 39, use ‘Avg Annual Premium' value.
avg6_full_min_female_40_49_us$2,287In Table 6: Where Gender=Female and Age Tier 10=40 to 49, use ‘Avg Annual Premium' value.
avg6_full_min_female_50_59_us$2,015In Table 6: Where Gender=Female and Age Tier 10=50 to 59, use ‘Avg Annual Premium' value.
avg6_full_min_female_60_69_us$1,723In Table 6: Where Gender=Female and Age Tier 10=60 to 69, use ‘Avg Annual Premium' value.
avg6_full_min_female_70_79_us$1,695In Table 6: Where Gender=Female and Age Tier 10=70 to 79, use ‘Avg Annual Premium' value.
avg6_full_min_female_80above_us$1,807In Table 6: Where Gender=Female and Age Tier 10=80 or above, use ‘Avg Annual Premium' value.
avg6_full_min_male_under20_us$3,528In Table 6: Where Gender=Male and Age Tier 10=Under 20, use ‘Avg Annual Premium' value.
avg6_full_min_male_20_29_us$2,729In Table 6: Where Gender=Male and Age Tier 10=20 to 29, use ‘Avg Annual Premium' value.
avg6_full_min_male_30_39_us$2,251In Table 6: Where Gender=Male and Age Tier 10=30 to 39, use ‘Avg Annual Premium' value.
avg6_full_min_male_40_49_us$2,148In Table 6: Where Gender=Male and Age Tier 10=40 to 49, use ‘Avg Annual Premium' value.
avg6_full_min_male_50_59_us$1,962In Table 6: Where Gender=Male and Age Tier 10=50 to 59, use ‘Avg Annual Premium' value.
avg6_full_min_male_60_69_us$1,710In Table 6: Where Gender=Male and Age Tier 10=60 to 69, use ‘Avg Annual Premium' value.
avg6_full_min_male_70_79_us$1,842In Table 6: Where Gender=Male and Age Tier 10=70 to 79, use ‘Avg Annual Premium' value.
avg6_full_min_male_80above_us$1,961In Table 6: Where Gender=Male and Age Tier 10=80 or above, use ‘Avg Annual Premium' value.
avg4_full_min_clean_us$2,167In Table 4: Use ‘Avg Annual Premium' in row named ‘total.'
avg4_full_min_clean_monthly_us$181**Calculated Value, rounded to nearest whole number. Final output should be a $ figure.** =avg4_full_min_clean_us/12
avg4_full_min_clean_[ca]$1,944In Table 4: Use ‘Avg Annual Premium' from row with corresponding state.
avg4_full_min_clean_monthly_[ga]$264**Calculated Value, rounded to nearest whole number. Final output should be a $ figure.** =avg4_full_min_clean_[state]/12
avg7_full_min_incident_1_us$2,534In Table 7: Where Incident Bucket=‘=1 Incident' use ‘Avg Annual Premium.'
avg7_full_min_incident_2_us$2,750In Table 7: Where Incident Bucket=‘=2 Incidents' use ‘Avg Annual Premium.'
avg7_full_min_incident_3_us$3,187In Table 7: Where Incident Bucket=‘=>3 Incidents' use ‘Avg Annual Premium.'
avg9_full_min_incident_1_[ca]$2,392In Table 7: Where Incident Bucket=‘=1 Incident' use ‘Avg Annual Premium' from row with corresponding state.
avg9_full_min_incident_2_[tn]$2,049In Table 7: Where Incident Bucket=‘=2 Incidents' use ‘Avg Annual Premium' from row with corresponding state.
avg9_full_min_incident_3_[ca]$3,193In Table 7: Where Incident Bucket=‘=>3 Incidents' use ‘Avg Annual Premium' from row with corresponding state.
avg8_full_min_violation_1_us$2,655In Table 8: Where Violation Bucket=‘=1 Violation' use ‘Avg Annual Premium.'
avg8_full_min_violation_2_us$2,674In Table 8: Where Violation Bucket=‘=2 Violations' use ‘Avg Annual Premium.'
avg8_full_min_violation_3_us$3,019In Table 8: Where Violation Bucket=‘=>3 Violations' use ‘Avg Annual Premium.'
avg10_full_min_violation_1_[ca]$2,433In Table 10: Where Violation Bucket=‘=1 Violation' use ‘Avg Annual Premium' from row with corresponding state.
avg10_full_min_violation_2_[tn]$2,001In Table 10: Where Violation Bucket=‘=2 Violations' use ‘Avg Annual Premium' from row with corresponding state.
avg10_full_min_violation_3_[or]$2,984In Table 10: Where Violation Bucket=‘=>3 Violations' use ‘Avg Annual Premium' from row with corresponding state.

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About the author

Ben Luthi has worked in financial planning, banking and auto finance, and writes about all aspects of money. His work has appeared in Time, Success, USA Today, Credit Karma, NerdWallet, Wirecutter and more.

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