- Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase TravelSM, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- Member FDIC
Chase Sapphire Preferred® Card
Chase is an Experian Partner

Chase Sapphire Preferred® Card
Rated 4.82 out of 5 stars, 349 reviewsRecommended FICO® ScoreΘ
Good - Exceptional
Annual Fee: | $95 |
---|---|
Intro APR: | N/A* |
Ongoing APR: | 19.99% - 28.24% Variable |
Ongoing Balance Transfer APR: | 19.99% - 28.24% Variable |
Intro bonus: | Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. |
Review Snapshot
Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.
Review Snapshot
by PowerReviews
Most Liked Positive Review
Functions well, easy interface
Card works great, I like that it's metal (idk if that actually makes it more secure, but it feels more secure). The intro points are awesome, regular points accumulate pretty well. Payments take a full 24hr to post, but that's normal. Overall simple and easy to use, APR is a bit high but that's the ...
Most Liked Negative Review
Very disappointed
I've worked hard to get my credit where it is at now almost 800. I applied for the card got approved for $5000 and a week later chase ran my credit and closed my account for no good reason.
Reviewed by 349 customers
Love my new Chase Saffire
Verified Reviewer
I applied and received a 5000.00 limit I use it everyday .I met my 60,000 point rewards and i love i can use it for cash back!!! Would highly recommend!!!
Chase Sapphire Preferred Card is great
Verified Reviewer
I am very pleased with the Chase Sapphire Prefered credit card.
High credit limit
Verified Reviewer
Excellent for car and insurance payments.. Very high credit card.
Great!
Verified Reviewer
Great! Easy to use website.
Great Card
Verified Reviewer
Great card! Great benefits! Better to use an individual airline credit cards as you can use points earned on Virtually any airline!
Great benefits!
Verified Reviewer
Great card and excellent benefits.
Awesome
Verified Reviewer
very satisfied
Chase Sapphire Preferred
Verified Reviewer
This is an excellent card for points, travel, rates and expenses. I totally recommend!
Not satisfied
Verified Reviewer
I do not get notifications when I shop with my chase card even though I requested it
I give it a 5
Verified Reviewer
It's not too bad of a card.
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ΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.