Chase Sapphire Preferred® Card

Chase is an Experian Partner

Chase Sapphire Preferred® Card logo.

Chase Sapphire Preferred® Card

Rated 4.82 out of 5 stars, 349 reviews

Recommended FICO® ScoreΘ

Good - Exceptional

Annual Fee:

$95

Intro APR:

N/A*

Ongoing APR:

19.99% - 28.24% Variable

Ongoing Balance Transfer APR:

19.99% - 28.24% Variable

Intro bonus:

Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

  • Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
  • Enjoy benefits such as 5x on travel purchased through Chase TravelSM, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
  • Member FDIC
  • Flexible travel redemption

  • No foreign transaction fees

  • Good travel and dining rewards and bonuses if booked through Chase

  • Annual fee

  • High APR

See all Chase‘s offers

Review Snapshot

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

Review Snapshot

by PowerReviews

4.8

349 ReviewsWrite a Review
97%
of respondents would recommend this to a friend

Ratings Distribution

Most Liked Positive Review

Functions well, easy interface

Card works great, I like that it's metal (idk if that actually makes it more secure, but it feels more secure). The intro points are awesome, regular points accumulate pretty well. Payments take a full 24hr to post, but that's normal. Overall simple and easy to use, APR is a bit high but that's the ...

Versus

Most Liked Negative Review

Very disappointed

I've worked hard to get my credit where it is at now almost 800. I applied for the card got approved for $5000 and a week later chase ran my credit and closed my account for no good reason.

Reviewed by 349 customers

Love my new Chase Saffire

Submitted 1 year ago

By MIMI

From Undisclosed

Verified Reviewer

I applied and received a 5000.00 limit I use it everyday .I met my 60,000 point rewards and i love i can use it for cash back!!! Would highly recommend!!!

Bottom Line Yes, I would recommend to a friend

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Chase Sapphire Preferred Card is great

Submitted 1 year ago

By Eric

From Undisclosed

Verified Reviewer

I am very pleased with the Chase Sapphire Prefered credit card.

Bottom Line Yes, I would recommend to a friend

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High credit limit

Submitted 1 year ago

By Juan m

From Undisclosed

Verified Reviewer

Excellent for car and insurance payments.. Very high credit card.

Bottom Line Yes, I would recommend to a friend

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Great!

Submitted 1 year ago

By Alejandro

From Undisclosed

Verified Reviewer

Great! Easy to use website.

Bottom Line Yes, I would recommend to a friend

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Great Card

Submitted 1 year ago

By Mark

From Undisclosed

Verified Reviewer

Great card! Great benefits! Better to use an individual airline credit cards as you can use points earned on Virtually any airline!

Bottom Line Yes, I would recommend to a friend

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Great benefits!

Submitted 1 year ago

By Charley

From Undisclosed

Verified Reviewer

Great card and excellent benefits.

Bottom Line Yes, I would recommend to a friend

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Awesome

Submitted 1 year ago

By Vincent

From Undisclosed

Verified Reviewer

very satisfied

Bottom Line Yes, I would recommend to a friend

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Chase Sapphire Preferred

Submitted 1 year ago

By Moe the Pro

From Undisclosed

Verified Reviewer

This is an excellent card for points, travel, rates and expenses. I totally recommend!

Bottom Line Yes, I would recommend to a friend

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Not satisfied

Submitted 1 year ago

By Elsa

From Undisclosed

Verified Reviewer

I do not get notifications when I shop with my chase card even though I requested it

Bottom Line Yes, I would recommend to a friend

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I give it a 5

Submitted 1 year ago

By Gerald

From Undisclosed

Verified Reviewer

It's not too bad of a card.

Bottom Line Yes, I would recommend to a friend

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Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the banks, lenders and credit card companies.

Offer pros and cons are determined by our editorial team, based on independent research. The banks, lenders, and credit card companies are not responsible for any content posted on this site and do not endorse or guarantee any reviews.

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ΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.

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